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Most job absences are not related to illness

Mercer human resource consulting llc said the cost of unscheduled absences run into millions of dollars for large companies, averaging 4 percent of payroll, not including indirect costs resulting from work not getting done.

Illness accounts for 38 percent of unplanned absences, while family issues, personal needs and stress account for 52 percent, according to an annual study by publisher CCH Inc.

Only 10 percent of unexpected absences stem from an "entitlement mentality," according to the study. The report was based on a random poll of 305 human resource executives.

Seekers should beware of illegitimate jobs

So how do you tell a real job opportunity from a ripoff?

Here are some quick tips from the Federal Trade Commission:

- Look at the ad carefully. If it claims buyers can earn a certain income, it must give the number and percentage of previous purchasers who did so.

- Always get earnings claims in writing.

- Interview previous purchasers in person, preferably where their business operates.

- Contact the Division of Consumer Affairs and the Better Business Bureau to see whether others have had problems with the company.

- Consult with an attorney, accountant or other business adviser before paying any money or signing any papers.

- Take your time and resist high-pressure sales tactics.

The FTC Web site is a great place for advice on a variety of business opportunities. Go to ftc.gov/bcp/menu-fran.htm and pick from the list of topics.

- Edited from wire reports