Open an account at the first "Internet only" bank, use ATMs to get cash.
Visit the Quicken maker's Web site, featuring a range of related financial services - insurance, investing, etc.
Microsoft's growing financial-services lineup, including Visa's ePay bill-paying service.
If you want just electronic bill paying, keep your bank and use this fee-based service.
Smith Barney is one of several non-bank financial institutions now offering the standard Quicken/Money-based online banking, linked to its online and live brokerage services.