Obamacare: Confused yet?

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The Affordable Care Act was supposed to be fully in place now. As a matter of law (as written by Congress and signed by the president), it should have required (in January) health insurance or tax penalties from every employer with at least 50 full-time employees.

As a matter of law (as currently and temporarily defined by the president), it now requires – well, nothing really, except that it killed a lot of insurance plans that it now says you can resurrect for this year. Wait, no, you can resurrect them for two years, if the states say you can. Wait, no, you could resurrect them, but can’t unless the insurance company agrees. OK.

Wait – your employer does not have to provide insurance until next January. Unless it has fewer than 100 employees, then it can wait until 2016 if it signs something saying it did not do anything to actually make it have fewer than 100 employees. Or something. But you have to pay a penalty for not having insurance this year.

Wait, sorry, you don’t have to pay a penalty this year if your policy last year was canceled and buying a new one is too expensive. Wait, no, another notice – now you don’t have to pay a penalty this year or next year if you say that you used to have a policy, whether or not you did, and that a new policy would be too expensive, whether or not it would.

OK, now we have it. All old policies are cancelled, except after they are, they are reborn, if everyone agrees and says they aren’t doing anything sneaky. Your penalty is a matter of law, but you can avoid it by saying you once had a plan and cannot afford a new plan, whether you did or whether you can or not. And your employer has to pay a penalty, but not now, and not next year if the employer says it has fewer than 100 employees but not because it is a mean employer.

All right, we are all set now. Got it?

Obamacare: The gift that keeps on giving. Up, that is.

James W. Allen

Martinez

Comments (23) Add comment
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deestafford
26347
Points
deestafford 03/31/14 - 12:42 am
9
3
Not only are the members of Congress ignorant...

Not only are the members of Congress ignorant of what is in Obamacare, but SCOTUS justice Kagan is also. During oral arguments in the Hobby Lobby case she said that the contraception mandate was part of the law passed by Congress and should be adhered to.

The fallacy to that, and the media doesn't know this either, is that the mandatory contraception IS NOT in the law as written by Congress. It was added by HHS regulation. Laws passed by Congress are statutory and regulations passed by HHS are not.

So, this shows that at least one SCOTUS justice is ignorant and has not read the Obamacare law and like Congressional Democrats willing to pass judgement on something not read. Hopefully, her ignorance will be gently eliminated by her fellow justices as they write their opinions and share them with each other before final ruling.

Pond Life
17682
Points
Pond Life 03/31/14 - 05:53 am
8
3
You have to pass it to find
Unpublished

You have to pass it to find out what's in it.

TrukinRanger
1748
Points
TrukinRanger 03/31/14 - 06:52 am
0
0
Confused? No. I now have
Unpublished

Confused? No. I now have insurance that I couldn't get previously because of health issues. Over 6 million have signed up for heath care under the Affordable Care Act. This sure beats the republican plan of doing nothing!!!!!

ymnbde
9558
Points
ymnbde 03/31/14 - 07:19 am
6
3
the systemic failure is that they added patients

but did not add doctors
and a system pulling so hard at both ends
will fail the middle
and the middle will be subjected to health care rationing
even if O did add provisions for doctors in the latest "budget"
his education department is not capable of providing them

localguy55
5477
Points
localguy55 03/31/14 - 07:22 am
8
3
This is what you get when you

This is what you get when you put an unqualified person in the white house and elect Marxist/obstructionist like Harry Reid to the Senate.

The President, so far, is the most unqualified person in any room he enters. Compared to Putin, Obama is an empty suit.

Bizkit
30711
Points
Bizkit 03/31/14 - 08:23 am
9
2
But the law is "working"

But the law is "working" -well at least for those who aren't "working".

t3bledsoe
14250
Points
t3bledsoe 03/31/14 - 08:31 am
9
3
LTE

I am sure this LTE was meant to be humorous, BUT not too many people can combine humor with truth as this LTE writer does. With ALL DUE respect to my fellow Democrats, WE ARE quickly running out of points that we can make in favor of this president!! President Obama is quite enough to make Democrats, like me, look seriously at The Republican Candidates!!

t3bledsoe
14250
Points
t3bledsoe 03/31/14 - 08:37 am
6
2
localguy55 @ 7:22

"Compared to Putin, Obama is an empty suit"

During Obama's first term, I would have vehemently argued this statement, BUT you are so correct NOW!! I think EVERYONE but Obama sees that Putin is testing Obama's leadership AND NATO's as well!! What was the story about the king had no cloths on, BUT everyone was affraid to tell him??!!

t3bledsoe
14250
Points
t3bledsoe 03/31/14 - 08:40 am
7
2
Question

Can The Republicans repeal The ACA? "YES THEY CAN"!!

t3bledsoe
14250
Points
t3bledsoe 03/31/14 - 08:44 am
5
2
LTE

"health insurance or tax penalties from every employer with at least 50 full-time employees"

My family and I are so confused about this penalty that we don't even know if we owe it or not and if so, how do we pay it??!!

justthefacts
21359
Points
justthefacts 03/31/14 - 08:54 am
7
1
Oh well

I see the website is down again..........

raul
4594
Points
raul 03/31/14 - 09:09 am
6
2
It does my heart good to see

It does my heart good to see a Democrat like t3bledsoe realize that a mistake was made electing Obama. The Democrats that still will not acknowledge the huge failures of this President are the ones that give me great concern.

localguy55
5477
Points
localguy55 03/31/14 - 09:14 am
6
2
t3bledsoe, I am truly sorry

t3bledsoe,

I am truly sorry you and your family are having anxiety over the ACA penalty, whether you have to pay it or not. This should have never happened to this country and her people.

We, and mean our nation, has had problems with rising health costs for decades. This should have been addressed years ago.

I blame both parties for not addressing it years ago, however, the way the Dems. did with this boondoggle of a Law was not the way to go at all.

One aspect to the stallling of congress in the past on healthcare issues can be squarely placed on the heads of Trial Lawyers and their influence in the political arena.

After all, ninety percent of our elected officials are Lawyers or have some sort of Law background. This has set the stage for the stalling of meaningful legislation with regards to the Health care industry.

Malpractice Law suits put countless millions in the pockets of trial lawyers.

Malpractice Insurance puts countless millions in the pockets of insurance companies owned and run by lawyers.

Every Doctor requires and retains a Lawyer. Every hospital and Clinic associated with healthcare retains fleets of Lawyers that make millions of dollars by just being available.

These Lawyers are never harmed Financially, win or lose and when they become rich enough, they go into politics writing Laws favoring their trade.

Follow the money and it will always lead to a Lawyer and soon to be politician.

nofanofobama
6809
Points
nofanofobama 03/31/14 - 09:20 am
5
2
you can add another

you can add another complexity and lie to obumler care...perhaps this should have been used in the brief to the sumpreme court..remember the pro-life liberal dims who would not support this bill because it opened the door to govt sponsored abortions..by that mighty pen obumler signed an executive order preventing any type of abortions...yep he signed it and then with the support of the pro-life dims that stupid bill passed by one vote***so what is it? no abortion as promised and signed by the liar n chief***or is it unconstiutional as many of us believe**and the morning after pill and contraceptives i dont believe was in the originial bill but a new regulayion put in by the sec. of health***what is in the bill what is not**what promise are good**if any??? tell us...hard to defend against shifting sands***

nofanofobama
6809
Points
nofanofobama 03/31/14 - 09:28 am
5
2
why should congress and high

why should congress and high officials of our govt even care whats in the bill**just like so many laws ***they are exempt****we have a 2-class system**the imperial govt and us***and the us part is divided in 2--those who have hands out...and those of us whos pockets that are being picked..we are doomed ..unless the moochers realize what they are losing...

grouse
1635
Points
grouse 03/31/14 - 09:30 am
0
0
I have insurance for the
Unpublished

I have insurance for the first time in about eight years. If we had gone to single-payer, I lot of these problems would have been eliminated.

Little Lamb
45282
Points
Little Lamb 03/31/14 - 09:33 am
8
2
Penalty

@ t3bledsoe — the ACA penalty is to be handled by the IRS and you will find out what you owe by filling out one of those helpful and oh so clever worksheets on the form 1040, 1040A, or 1040EZ. The ACA penalty is subtracted from your refund due.

So the smart thing to do for those who do not purchase health insurance in 2014 is to lower your pre-payments (withholding) such that you are not due a refund at tax time in 2015. If you are not due a refund, the IRS cannot make you pay a penalty.

dichotomy
32078
Points
dichotomy 03/31/14 - 10:15 am
6
2
Obamacare is not a health

Obamacare is not a health care law. It is a liberal ideology. They don't care if it works or not as long as they can tell themselves they gave everyone access to health care......even though they did not......and even though they destroyed our health care system and severely hurt the working middle class in the process.

Just remember who did this on election day in 2014 and 2016. Remember that the Republicans were 100% right about Obamacare. Remember that when you get those bills for your copays and deductibles. Remember that when you pay more for your medications. Remember that when you can't see the doctor you've seen for years or go to the hospital you prefer. Remember that when you see NEXT YEAR'S PREMIUMS. Remember, the Republicans were 100% right and the Democrats LIED about it all. They passed a law that NONE of them had read, and they are still flat footed lying to your face. It's their ideology.....straight from Saul Alinsky.

lovingthesouth72
1368
Points
lovingthesouth72 03/31/14 - 10:18 am
5
2
What's??

When you can't convince them, confuse them. That's the Obama way.

itsanotherday1
42035
Points
itsanotherday1 03/31/14 - 10:36 am
7
0
Repeal ACA?

Not without a supermajority in Congress and a willing POTUS. What they CAN do however with simple majorities and a willing POTUS is add laws to modify it.

ralphinga
1173
Points
ralphinga 03/31/14 - 12:36 pm
5
2
Excellent Letter

A critical summary of what has confused the nation for the last few years. Well done Mr. Allen.

prov227
3138
Points
prov227 03/31/14 - 12:50 pm
6
2
DemoCare/ObamaCare/ACA ...

To insure the uninsured, we first make the insured uninsured, and then make them pay more to be insured again, so the original uninsured can be insured for free. Great logic.

Bizkit
30711
Points
Bizkit 03/31/14 - 01:44 pm
5
2
Little Lamb, like many

Little Lamb, like many informed, realize the stupid morons in Congress gave the IRS no enforcement power-other to garnish any return due. Acting accordingly is the proactive smart thing to do. Funny the article the other day talked about how if you pay more than 10% or your income on health care you will have subpar insurance. That will will be mostly middle class people between 45-90K a year will now subpar insurance under the ACA. In California for the Bronze plan a $5000 deductible and supposed max. of $6,350 out of pocket (which Obama took out the max. out of pocket cost so that is a lie) is already more than 10% of a 45K year income. The govt will pay half to all your premiums at 45K income level depending on which state you live, but that doesn't matter cause your out of pocket cost are still higher than 4,500K 10% of your income. The ACA is promoting subpar insurance by cost parameter. I think that is hilarious with all their fancy accounting the idiots didn't realize the situation.

owensjef3
5639
Points
owensjef3 03/31/14 - 02:30 pm
0
0
T3's Transformation has been
Unpublished

T3's Transformation has been quite amazing and very easy in my opinion.

edcushman
7930
Points
edcushman 03/31/14 - 03:09 pm
5
1
"I think that is hilarious
Unpublished

"I think that is hilarious with all their fancy accounting the idiots didn't realize the situation."
IDIOTS is the key word!!

Bizkit
30711
Points
Bizkit 03/31/14 - 06:20 pm
3
1
Since everyone who pays taxes

Since everyone who pays taxes now pay higher taxes because of the ACA. People really subsidize their own subsidy-so it's a charade. Obama has mislead the middle class they have a gain but they are paying for all the freebies too.

corgimom
31234
Points
corgimom 04/02/14 - 05:42 pm
0
0
Russia has been planning to

Russia has been planning to invade the Ukraine since the day that the Ukraine became independent of Russia.

It's not like it's some brand-new idea that just came about because of Obama.

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