Crime & Courts Richmond Co. | Columbia Co. | Aiken Co. |

Sheriff's Office warns of credit card scam

Thursday, Feb. 27, 2014 6:56 PM
Last updated 8:20 PM
  • Follow Crime & courts

The Richmond County Sheriff’s Office is warning people about a nationwide credit card scam.

“…They provide you with all the information, except the one piece they want,” Richmond County Sgt. Michael Shane McDaniel said in a statement. “Note, the callers do not ask for your credit card number. They already have it.”

A caller tells a card-holder that he or she works for the Security and Fraud Department at VISA and that the card-holder’s account has been flagged for an unusual purchase – a Telemarketing Device for $497.99 from a marketing company based in Arizona.

When customers confirm they didn’t make such a purchase, the caller says a credit will be issued, then asks for the three-digit security code on the back of the credit card. Using that information, the scammer later adds a charge to the card.

““…You think you’re receiving a credit. However, by the time you get your statement you’ll see charges for purchases you didn’t make,” McDaniel said.

Comments (3) Add comment
ADVISORY: Users are solely responsible for opinions they post here and for following agreed-upon rules of civility. Posts and comments do not reflect the views of this site. Posts and comments are automatically checked for inappropriate language, but readers might find some comments offensive or inaccurate. If you believe a comment violates our rules, click the "Flag as offensive" link below the comment.
Dixieman 02/28/14 - 06:19 am
One simple precaution

Ask for their name and extension and tell them you will call them back. Hang up and call the number on the back of your card. NEVER give information out if they call you, and don't call back any number they give you -- only call back the number on your card. Case closed before harm is done.
Now, may I have your three-digit back of the card number please? I need to get some points from the Chronicle.

Red Headed Step Child
Red Headed Step Child 02/28/14 - 12:33 pm
What cardholders need to

What cardholders need to realize is that most credit card companies / banks have a security process in place where they do not call on "suspicious" transactions AFTER they have posted, which is when a refund is processed. They will block the purchase from going through on the front end if they suspect the purchase is fraudulent or if it is originating from what they call a "Red Zone" state -prompting the customer to call them and ask why a charge they have made hasn't been authorized. Once the customer verifies that it is a legitimate purchase, then they will allow the charge to post.

Every now and then a fraudulent or non-authorized purchase slips through - in those cases, a written, signed dispute is usually required in order to get those charges refunded.

daphne3520 02/28/14 - 12:55 pm
jimmymac 02/28/14 - 02:02 pm

Credit card companies don't need to ask you your card numbers because they already have them on file. Them asking should be a tipping point.

fatboyhog 02/28/14 - 02:12 pm
They never call me

I wish these scammers would call me, but they never do. I would have some fun with them before they hung up on me.

Back to Top
Search Augusta jobs
Top headlines
Augusta VA supervisor sentenced to prison
In what the judge called a "tragic case," a former Charlie Norwood VA Medical Center supervisor was sentenced Thursday to 27 months in federal prison for making false statements in medical files.