These facilities are designed for individuals who cannot live independently, but do not need nursing care on a daily basis.
Costs vary according to the residence, room size, and types of service needed by the resident. Most assisted living facilities charge month-to-month rates, which are generally paid by the residents or by their families from their own financial resources.
However, Medicaid and some long-term care insurances might cover some or all of this type of care. Wartime veterans and their spouses might qualify for VA Aid and Attendance Pension based upon income and assets versus the cost of care.
If you decide that an assisted living facility is the best option for you or a family member, the Better Business Bureau suggests:
• Visit several facilities and talk to the staff, residents and family members who have loved ones in the facility, preferably twice at each facility (once during the week and once on the weekend or evenings). Ask yourself: Is the facility close enough for family and friends to visit conveniently? Does the atmosphere seem pleasant? Does there appear to be enough staff available? Do the residents and staff seem happy and engaged? Do the residents appear to be clean and well groomed? Is the facility clean and well maintained?
• Check licensing and complaints filed with your local Department on Human Services (for Georgia: dhs.georgia.gov), and check the facility’s most recent inspection reports.
• Check the facility for safety features including well-lit stairs and halls, handrails in the bathrooms, well-marked exits and a way to call for help, if needed.
• Know what the daily or monthly rates are and what is included in this fee. There might be other services available for an extra charge. Find out whether the services are provided by the facility’s staff or whether arrangements are made with other agencies.
• If applicable, find out whether the facility accepts Medicaid and your long term care insurance. Also ask whether the facility is Medicaid certified.
• What choices of accommodations are available? Can you get a private room? Do they have rooms with kitchen facilities? Is the bathroom private or shared? Are there private areas other than the bedroom for visits? Is there enough space for personal belongings?
• Find out how you or your family will be involved in any future care planning processes. Be sure you know what will happen if you should need skilled care later on: Will you have to move, or will the facility be able to provide the care you need?
• Be sure to check the facility’s business review with the Better Business Bureau.
This transition can be daunting but knowing where to begin and what questions to ask can help make the process much more manageable.