A woman’s choice might come down to her wallet: The price of birth control varies dramatically.
Just the pill has a huge range, from $9 a month for generics to $90 a month for some of the newest brands, plus a yearly doctor’s visit for the prescription.
A once-a-month option? The patch or ring could run you $55 monthly.
Even more reliable are so-called long-acting types, those IUDs or implants that can last years but can cost $600 to nearly $1,000 for the doctor to insert.
That’s if you don’t have insurance that covers at least some of the tab – although many women do. And if those prices are too much, crowded public clinics offer free or reduced-price options.
QUESTIONS ABOUT COST and access to birth control have been swirling for weeks now, intensifying after a Georgetown University law school student testified before congressional Democrats in support of a new federal policy to pay for contraception that she said can add up to $1,000 a year, not covered by the Jesuit college’s health plan. Talk show host Rush Limbaugh’s verbal assault on her comments became the latest skirmish in the birth control wars.
Soon, the new policy will make contraceptives available free of charge as preventive care, just like mammograms, for women with most employer-provided health insurance. Churches are exempt. For other religious-affiliated organizations, such as colleges and hospitals, their insurance companies would have to pay for the coverage, something that has triggered bitter political debate.
A major study of nearly 10,000 women that’s under way in St. Louis provides a tantalizing clue about what might happen when that policy takes effect.
Consider: Nearly half of the nation’s 6 million-plus pregnancies each year are unintended. Rates of unplanned pregnancies are far higher among low-income women than their wealthier counterparts. Among the reasons is that condoms can fail. So can birth control pills, if the woman forgets to take them every day or can’t afford a refill.
Only about 5 percent of U.S. women use the most effective contraceptives – a matchstick-size implant named Implanon or intrauterine devices known as IUDs. Once inserted, they prevent pregnancy for three, five or 10 years. Dr. Jeffrey Peipert, of Washington University in St. Louis, says many women turn them down because of a higher up-front cost that insurance hasn’t always covered – even though years of pills can cost as much.
“How can we cover Viagra and not IUDs?” said Peipert, who is leading the new study.
Called the Contraceptive CHOICE Project, the study is providing those options and a range of others for free.
About 75 percent of women in the ongoing study are choosing the IUD or the implant, Peipert says. After the first year, more than 80 percent of the women who chose the long-acting contraceptives are sticking with them, compared with about half the pill users, he says.
THERE ARE SOME options for more affordable contraception, such as public clinics or Planned Parenthood.
About 55 percent of local health departments offer some family planning services, according to the National Association of County & City Health Officials. Many of those receive federal Title X funding, which means they can offer contraception on a sliding fee scale. The poorest women may get it free, while others may pay full price or somewhere in between.
There are cheaper generic pills. Peipert says there’s little difference between them and pricey new brand-name versions such as Yaz.
Some women go through a number of brands before finding one that doesn’t cause uncomfortable side effects, says Sarah Brown, of the National Campaign to Prevent Teen and Unplanned Pregnancy.