Nothing says love like insurance, Ga. official says

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ATLANTA -- Don’t forget insurance as part of the Valentine’s Day shopping, Georgia Insurance Commissioner Ralph Hudgens advised Monday.

It’s not that Hudgens has been married to the same woman, Suzanne, so long that he’s lost all sense of romance. In fact, the two often travel together to speeches, campaign events and evening receptions, and they’re frequently seen holding hands.

Instead, Hudgens was offering a warning to Romeos who give pricey gifts.

“Diamond bracelets and even engagement rings are common presents received on or around Valentine’s Day,” he said. “In the event of a fire or tornado, small items like these are often lost or misplaced. It is best to update your homeowner’s insurance now, in case such an incident later in the year forces you to leave your home suddenly.”

Besides accidents, that token of affection could capture someone else’s eyes besides just that special someone, he warns.

“Also, thieves usually look for jewelry during a break-in,” he said.

Expensive items may been to be added specifically to a policy. Other household items that are customarily included in basic coverage still need to be in an inventory that can be submitted with a claim, including brand names and model numbers of electronics.

Experts recommend keeping photographs or a video along with a written list of valuables.

Users of iPhone and Android smart phones can download an app provided by the National Association of Insurance Commissioners found on Hudgens’ office website. It will take pictures, scan barcodes, add purchase prices and dates to the inventory as well as provide tips on disaster preparation.

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urright 02/13/12 - 11:41 am
If I got my wife insurance

If I got my wife insurance for Valentine's Day, I'd need extra medical insurance!

follower 02/13/12 - 11:50 am
It will be my 25th wedding

It will be my 25th wedding anniversary tommorrow. I was drawing a blank, but now I know what to get her.

Thanks Mr. Hudgens.

rmajor 02/13/12 - 01:44 pm
This may not seem romantic,

This may not seem romantic, but it reflect "true" love. The worst thing that can happen to a spouse, once his/her spouse dies, is to not have that person taken care of with insurance. We all know that material things are fleeting and although we temporarily enjoy them, there will always be some new, trinket. The Word of God says that a good man leaves an inheritance to his children's, children. Therefore, if a man can leave an inheritance to his children's, children, you best believe he has taken care of his wife and family. It's enough grief to deal with the loss of a loved one. To have to deal with paying for furnerals and the debt they leave behind doesn't exactly show the love I don't think. Insurance and savings. That really does show that you want your family taken care of, even when you can no longer do it. Would I rather have roses or a man that has truly taken his vow, not only till death do us part, but even beyond. Nothing but love and respect for a man like that. Happy Valentine's Day gentlemen!

cozzster 02/14/12 - 02:27 am
That is good advice for when

That is good advice for when you live in a dangerous area like Atlanta where just walking our your door could be the biggest mistake you make all day.

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