By: SimpleDollar on January 8, 2009 - 3:23pm - Add new comment

Frugal Joe's Ordinary Beer by MontageMan on Flickr!When I first started writing The Simple Dollar, I was working at a very stable 9-to-5 job that paid quite well. My wife and I lived in a very small apartment with our one child, a boy who wasn’t even a year old yet.

By: SimpleDollar on January 5, 2009 - 12:08pm - Add new comment

I thought it would be fun to start off 2009 by making a handful of predictions as to what the coming year will hold in terms of your money and your lives. We’ll check back at the end of the year to see how I did.

The Dow will not go below 8,000 this year. I believe the stock market has already hit its “bottom.” Generally, when you see a long leveling off period even in the face of some bad economic news, the market is full of roughly equal numbers of buyers and sellers, and as soon as the news turns good, the sellers will disappear, leaving only buyers.

By: SimpleDollar on December 22, 2008 - 2:49pm - Add new comment

When I started working on this post, I was trying to make a list of Christmas (or other winter holiday) gift ideas under $10 that would be great to give for family gift exchanges, as stocking stuffers, and so on. I easily made a list, but then I realized when I read through it that I actually would not like it if I received most of this stuff. If I wouldn’t like these frugal gifts, why would I ever recommend these things to you?

So I threw out the list and started over.

By: SimpleDollar on December 15, 2008 - 2:14pm - Add new comment