Syndicate content
Frugal Living, Money Saving Tips, Debt Free Living, Free Recipes
Updated: 3 hours 39 min ago

How to Make Black Frosting

Sat, 10/18/2014 8:32 AM
How to Make Black Frosting
How To Make Black Frosting

When making black frosting, start with chocolate frosting and add black food color to it. Chocolate frosting works better when making it than if you start with vanilla and it tastes delicious!

Also I would use a disposable decorating bag or a Ziploc bag with the corner cut out when using black frosting. It stains your regular decorating bags very badly. A word to the wise – use small amounts. You can’t imagine what 15 little ones look like after eating a cupcake piled with black frosting. Ask how I know this. : )

Lower Your Food Bill With Food You Family Will Love!

Would you like to serve food that will lower your grocery bill and your family will love to eat?

Click here to get the Dining On A Dime Cookbook, with tasty recipes and great tips to make your life easier and save you money!


(adsbygoogle = window.adsbygoogle || []).push({});

The post How to Make Black Frosting appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Breakfast Apple Cobbler Recipe

Fri, 10/17/2014 9:45 AM
Homemade Breakfast Apple Cobbler Recipe
Homemade Apple Cobbler Recipe

Didn’t grandma tell you there’s no better way to start your cold winter morning then with a hot bowl of cereal? Here is a quick and easy recipe which will be ready and waiting in the morning for you when you get up.

Breakfast Cobbler

4 medium-sized apples, peeled and sliced
1/4 cup honey
1 tsp cinnamon
2 tablespoons butter, melted
2 cups granola cereal

Place apples in slow cooker and mix in remaining ingredients. Cook in crock pot on low 7-9 hours (overnight) or on high 2-3 hours. Serve with milk. Garnish with fresh fruit.

Yield: 4 servings

Lower Your Food Bill With Food You Family Will Love!

Would you like to serve food that will lower your grocery bill and your family will love to eat?

Click here to get the Dining On A Dime Cookbook, with tasty recipes and great tips to make your life easier and save you money!


(adsbygoogle = window.adsbygoogle || []).push({});

The post Breakfast Apple Cobbler Recipe appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Cinnamon Apple Dumplings Recipe

Wed, 10/15/2014 8:37 AM
Cinnamon Apple Dumplings Recipe

This Easy Cinnamon Apple Dumplings Recipe makes a delicious treat that your family and friends will love. You’ll also find tips about choosing apples and making the entire process easier!

One of our readers, Bea sent this Cinnamon Apple Dumplings Recipe to me and I made a few adjustments to it.

Often we get questions about what kind of apples should be used in a recipe like this. I don’t usually say exactly because I think what kind of apples you use is personal preference.

Many diehards who make apple pies and other similar recipes say you need to use a tart apple like a Granny Smith apple that holds it’s shape and has various other benefits, but I usually don’t like these. They are too tart and too hard for my own personal taste.

I prefer my apples to be sweet and soft. I try to compromise though and will often use a combination of apples in a recipe to get a little of both. Usually, I use Gala apples for my pies and apple snacks because they are what I have on hand to use as regular eating apples. The bottom line is I personally use what I am given or have on hand.

(adsbygoogle = window.adsbygoogle || []).push({});
Cinnamon Apple Dumplings Recipe

1/4 cup butter, melted*
1/4 cup sugar
1/4 cup water
1 (8 oz.) can crescent rolls
2 apples, peeled, cored, and chopped
1/4 cup packed light brown sugar
2 Tbsp. flour
1/4 tsp. ground cinnamon
1/4 cup chopped nuts
powdered sugar

Preheat oven to 375 degrees. Cook sugar and water until the sugar is dissolved and set aside. Press out crescent dough into a rectangle shape.

Toss apples with brown sugar, flour and cinnamon.** Sprinkle this mixture over the dough.

Starting at the short end, roll up jelly roll style. Seal the seam and slice about 3/4 inch thick. Lay in an 7×11 or 9×9 pan that has the melted butter in it. Carefully pour sugar syrup over everything and bake 35-38 minutes until golden brown.

You may dust with powdered sugar or sprinkle with cinnamon and sugar.

*I don’t use my dishwasher and I am always trying to reduce the number of dishes I have. In a case like this, when I need melted butter, I grab the pan I am going to use to bake the dumplings. I add the butter to the pan and place it in the oven while it is preheating to melt. If you do this, watch it because as soon as it is almost all melted I pull the pan out.

**I would probably not toss these together. Instead, I would sprinkle apples onto the dough; then add the flour, sugar and cinnamon on top of them.

I also don’t like my apples in any apple recipes to be only partially cooked so if I had time I would place this mixture in a bowl and microwave it for about a minute to partially cook the apples before spreading it on to the dough. 


Lower Your Food Bill With Food You Family Will Love!

Would you like to serve food that will lower your grocery bill and your family will love to eat?

Click here to get the Dining On A Dime Cookbook, with tasty recipes and great tips to make your life easier and save you money!


(adsbygoogle = window.adsbygoogle || []).push({});

The post Cinnamon Apple Dumplings Recipe appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

How Can I Do A Better Job Managing My Bills?

Tue, 10/14/2014 8:36 PM
How Can I Do A Better Job Managing My Bills?

People often have problems managing bills. Often the problems are disorganization or overly complex systems. Try these easy ideas to simplify your bills!

How Can I Do A Better Job Managing My Bills?

Deborah From Ohio writes:

Yes, our budget and debt are completely out of control, but I need some suggestions for a manageable way to open, record, and keep bills in place. My husband and I are both ADHD, so complex or time-consuming is not a good option.

Also, we have private music students in our home every day, so posted on the fridge calendar is not a good plan, either. It has been suggested to me to add a financial tab to the Household Planner, but we leave that available to babysitters and our kids, and that doesn’t really help much with the logistics of the thing. A system has to be out of sight for visitors and clients, sustainable for rather flighty personalities, and certainly EFFECTIVE!

Can you help? This is an area that has always eluded me, but 10 years of marriage, 5 kids, a home studio and a mortgage later, I am just beyond overwhelmed. Please, oh, please, tell me there’s a way!

Jill: Some of the suggestions I am going to give you may take time to accomplish and you may be able to do others right away.

(adsbygoogle = window.adsbygoogle || []).push({});

First, you need to simplify your bills. One of the things that trips people up the most with their bills is having too complex a system for handling them. I have never had any success with planners or calendar methods myself. Mainly I have as few bills coming in as possible. I have only one credit card I use and pay it at the end of each month. Do you know how much easier that is to deal with each month than 10-12 cards? Even just getting envelopes and stamps for that many bills can be laborious, let alone having to write checks and remember to pay them. Even if you pay online, you still spend significantly more time with 10-12 bills than one and then you also have to keep track of multiple logins and passwords.

Pay cash when you can. There should be no reason why you can’t pay cash when you go to the store. When you go to the doctor’s office, pay for the visit while you’re there. I’m not sure why but our society is trained to procrastinate when it comes to paying for anything we buy and all that does is make more work and more confusion later down the road. Many people say, “But I just don’t have any self control.” Then grow up, put on your big girl or big boy pants and get some self control. Seriously? Start taking some responsibility for yourself and your finances.

Even before you are able to reduce the number of bills coming in, find ONE place where you can store all of your bills as you receive them. Having bills in more than one location and mixed in with other paperwork significantly increases the likelihood of one or more getting overlooked. As you are going through the mail each day, open up your bills and trash what you don’t need, immediately, including all of the inserts, sales offers and other items in the envelope that are not actually the bills. Then you will only have half the amount of paperwork cluttering your counter.

Don’t lay the bills flat. Store them vertically. Why don’t I lay them down? Because they can start getting piled and then shuffled in with other things. I lean mine against a basket on my counter. You could use a napkin holder or even two book ends. Mike and Tawra have a bill organizer with 31 slots, one for each day of the month. As they open the bills, they put each bill in a slot indicating the date the bill needs to be paid (10 days before the due date).

(adsbygoogle = window.adsbygoogle || []).push({});

I keep my bills where I can see them. If you can’t keep yours in the kitchen, find a less public room where you can put them, but make sure it’s a place where you see them every day. If that doesn’t work and they have to be stored away, make sure that every Friday or the day you get your paycheck you take 15-30 minutes to sit down and pay what needs to be paid for that week.

(Note from Mike: Our bills mostly arrive over one week during the month. When I’m paying them, I will go ahead any pay any future bills we have received, even if they’re not due for a while, so they’re not cluttering up my space.)

Another thing that helps is to write the date the bill is due in red on the outside of the envelope so you can see at a glance when to pay it. Also keep a tray or one to two inch deep basket near your bills with stamps, address labels, you checkbook and anything else you need to pay bills. If you can, arrange it so everything is right at your fingertips when you are ready to pay them. I have gotten my bills under control enough that it takes me no more then 30 minutes a month to balance my bank statement and pay my bills.

Many “experts” tell us that we need to use elaborate filing systems and programs that track every receipt, but this makes the system more complicated than actually paying the bills. Sure, it might be OK to track every detail for a short time to get a feel for how your family spends, but too much complexity will cause you to get lost in too much information. Keep it simple.


PS – How do I control my bills? Each day or the next morning when a bill comes in I write a check and stick it in an envelope to send in the mail the next day. I never have a late bill. If you have to deal with it online, then check it out online. Check things out every day or every other. Keep track of it this way and know what your money is doing. Don’t bury your head in the sand. Once you have your spending under control you only need to check it once a week or so.


The post How Can I Do A Better Job Managing My Bills? appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Easy Pumpkin Muffins Recipe – Pumpkin Whoopie Pies

Mon, 10/13/2014 9:04 AM
Easy Pumpkin Muffins Recipe

This Easy Pumpkin Muffins Recipe is a two ingredient cake recipe that’s easy and yummy! It’s a quick and easy treat especially great for this time of year!

Easy Pumpkin Muffins Recipe

Yum! I just might have to try this!

Here is one that is frugal and great for you!

Homemade Pumpkin Muffins

1 cake mix (any flavor works, but chocolate is our hands down favorite!)
1 can pumpkin or 2 cups mashed cooked pumpkin

Beat together with electric mixer until smooth (It will be really thick). Add 1 cup mini chocolate chips and stir. Line muffin tins with paper muffin cups and spray w/no-stick spray. Use ice cream scoop to put batter into muffin cups (I can get 24 from one box of mix). Bake at 350° for around 20 minutes. Cool and frost if desired. My family likes them just as they are when they are hot from the oven.

Spice cake mix is great – add white chocolate chips, peanut butter chips or butterscotch chips

(adsbygoogle = window.adsbygoogle || []).push({});

I have made pumpkin muffins with white cake mix and yellow cake mix too. They have around 120 calories a piece with the mini chocolate chips and are virtually fat free. If you are on weight watchers they only count as 1 point.

This is a fabulous way to sneak some vitamin A rich veggies in on the kids. Just don’t let them see you put the pumpkin into the muffins and they will never know it is there. These are more moist than name brand very expensive double chocolate chip muffins.

Sarah D.

Pumpkin Whoopie Pies
1 cup brown sugar
1 cup sugar
1 cup vegetable oil
1 – 15 oz. can of pumpkin
2 large eggs
1 tsp. vanilla
 3 cups flour
1 Tbsp.cinnamon
1 tsp. baking soda
1 tsp. baking powder
1 tsp, ground ginger
½ tsp. salt
½ tsp.ground nutmeg
¼ tsp. ground cloves
Preheat oven to 350 degrees.
Beat together sugars, oil and pumpkin. Add eggs and vanilla. In a separate bowl, shift together the dry ingredients. Add to wet ingredients.
Using a pastry bag with a round tip, or a big zip top plastic bag with one corner snipped, squeeze out circles of batter, starting from the middle and working outward until the circles are about 2 inches in diameter. Bake for 11 minutes and cool on a rack.
Cream Cheese Filling
1 – 8 oz. package of cream cheese, softened
1 stick  butter, room temperature
1 – 16 oz. package of powdered sugar
1 tsp.vanilla
a pinch of cinnamon (to taste)
Beat together cream cheese and butter. Add powdered sugar, vanilla and cinnamon. Frost flat side of half the pies and top with another piece. Enjoy right away or chill overnight. Makes 12-14


Lower Your Food Bill With Food You Family Will Love!

Would you like to serve food that will lower your grocery bill and your family will love to eat?

Click here to get the Dining On A Dime Cookbook, with tasty recipes and great tips to make your life easier and save you money!


(adsbygoogle = window.adsbygoogle || []).push({});

The post Easy Pumpkin Muffins Recipe – Pumpkin Whoopie Pies appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Homemade Shampoo Recipe

Sun, 10/12/2014 1:02 PM


homemade shampoo recipe
Homemade Shampoo

This homemade shampoo recipe is a little different, but my experience with it has been very good. Before I share the actual recipe, here are some details about how and why it works and what to expect if you decide to try it.

Years ago, I mentioned in a post about how I had a great aunt who was about 90 years old and had never shampooed her hair and everyone was horrified at such a thought. Even when I mentioned that I only wash my hair twice a week they thought that was awful.

(adsbygoogle = window.adsbygoogle || []).push({});

Well guess what? The latest new buzz phrase is “poo less hair”. The people that talk about a homemade shampoo recipe and think they have invented a new thing. They have “discovered” what my aunt knew almost 100 years ago – You don’t need to use shampoo or soap to clean your hair.

Actually I have thought about trying it myself for quite a while and I’m not sure why I didn’t just jump in and do it a long time ago. But I finally did and I love it.

No more shampoo or conditioner for me. I have been using homemade shampoo for a couple of weeks and still can’t get over how great my hair looks.

Now I can hear some of you saying, “No way. I have oily hair and have to wash it every day and need the shampoo to get rid of the oil.” Please read on and consider what I am explaining.

I have very oily, fine, limp long hair. At times I have to deal with fuzzing and all kinds of weird things. To comb my hair out is a pain because of tangles. That is why I am so in awe.


How it Works

It works on the principle that the more oil is stripped from your hair the more oil your body will produce to replace it. It is a cycle. It works something like nursing a baby. The more you nurse the more milk you produce and when you stop all your milk goes away.

We have gotten into a shampooing frenzy, shampooing our hair every day to clean it, so we have started an awful “not good for our scalp” cycle with our bodies. Most shampoos are really bad about stripping the oils out of your hair, causing your body to produce more.

Guess what the number one selling hair product is on QVC (or home shopping network)? Wen. It is a “no shampoo” treatment for your hair. The price? Almost $35 for 16 oz. (about 2 cups) and for long hair you have to use 48 pumps of it. Do you know how expensive that is?

The homemade shampoo recipe I’ll share below does the same thing at a cost of about 3 cents for the same amount and you use significantly less of it.

(adsbygoogle = window.adsbygoogle || []).push({});


What’s The Worst that can Happen?

I asked myself, “Why did I put this off so long? What is the worst that can happen?” I might have oily hair for a week or so and have to wear my hair in a pony tail. It won’t cost me a thing.


What do I have to Gain?

I will have healthier hair and save, in some cases, lots of money on shampoo, conditioner and hair products for the whole family. I am finding that I don’t have to use any products like mousse or gel because my hair is holding its curl better. This means I will save by not having to use or buy other products and I’ll also save time. Usually, within an hour, my hair would have lost all it’s curl and if I was going someplace later I would have to curl it again, damaging my hair more.


I Did It.

I jumped in and did it. The only thing I regret is that I didn’t do it years ago. Some people say their hair needed a 2-6 week adjustment period but I didn’t need one, even with my oily hair. The first time I didn’t use shampoo my hair looked even better than before. It combed out more easily with almost no tangles at all and it looked unbelievable. As I said, an added side bonus I hadn’t expected is that it keeps the curl and style better than it did before, so I don’t have to mess with it as much.

I am also going a little longer in between washing it and this is only after two weeks of doing this. I can’t wait to see what it will be like after a couple of months. This has been one of those things that has changed my life. I know that it may sound silly but you know how having a bad hair day makes us ladies feel. I don’t think I can ever have a bad hair day again!


What Do You Do?

There are different ways of doing this but I like to keep things simple so this is what I do. I also brush my hair before I start.

Homemade Shampoo Recipe
  1. Mix 1 Tbsp. baking soda with 8 oz. hot water and stir or shake until well dissolved. You can use a funnel and put this in a container like a squirt bottle.
  2. Mix 1 Tbsp. apple cider vinegar in 8 oz. water. Again mix and store in a squirt bottle.

Essentially, you just replace the baking soda mix for shampoo and vinegar for conditioner. Wet hair well, rub in some of the baking soda and mix into your scalp well. Rinse. Then squirt it with the vinegar mix, rub it in and rinse.

I have long hair and the 8 oz. lasted me about 4-5 washings. If you use the same proportions, you can mix a larger amount and keep in a larger bottle if you want.


Questions Answered

My hair feels icky and like straw. If you have very hard water you may need to use a little more baking soda. You can tell you have the right amount because your hair will feel slippery.

If your hair seems a little oily, only add the vinegar rinse to the ends of your hair. You could also use lemon juice instead of vinegar.

If you see a white residue, you may be using too much baking soda in your homemade shampoo recipe. The proportions I listed seem to be just right. Some people place the baking soda in their hand and make a paste to rub into the scalp but it is hard to get the right consistency and I think it is harder to distribute evenly on your scalp.

Some people have found after using this homemade shampoo recipe for a while that they only have to rinse their hair with water because the ph and oil becomes so perfectly balanced. I haven’t been using it long enough yet to know about that.

I know some of you have used regular or apple cider vinegar for a rinse and liked it, and I have too, but adding the soda for shampoo is wonderful.


In Closing

Try the homemade shampoo recipe and see if you like it. If you are still too afraid to do it, try it on your children or husband for a week or two and see what happens with their hair.

It isn’t like you are investing large amounts of money or time into something. It is very simple. All I can say is I can never go back myself. My hair is so much more manageable and looks so good now that I don’t want shampoo near my hair.

I hope you give it a try!


We have had many different questions about different hair types and how this works for them. Here is a comment from one of our readers that I thought really covered many of those questions.

From Cheri

Thank you Jill for posting this homemade shampoo recipe! I am weaning my house off of most commercial products and didn’t know what I was going to do for hair care products. I found your article and tried it. I WILL NEVER BUY ANOTHER SHAMPOO OR CONDITIONER OR OTHER HAIR PRODUCT AGAIN!!! I love it! I have struggled with my hair my entire life.

I have medium length, dyed, naturally curly hair which tends to be very dry. I hesitated using this, thinking this might destroy my hair – most comments were from people with oily hair. It did the opposite! My hair has NEVER looked this great! And it actually looks good for a few days. I usually have the worst bed head (comments have been made that I looked like a Troll Doll on crack). My curls no longer turn into frizz and I have less maintenance then ever. I blow dried my hair straight today, and it actually shined without any other kind of product!

I can’t believe the number of years, the number of products, and the mountains of cash I have spent trying to find the right products for my hair. The only thing I did slightly different, just for the fun of it and found good results…

I used the vinegar mixture to rinse the baking soda out. It does that foaming action the two combined do and seems to reduce the baking soda residue. Then, I rinsed it all out with water. It feels really good and my kids have a great laugh watching it! :D THANK YOU! THANK YOU! THANK YOU!


What to do with stockpiled shampoo

  • To wash dedicates like undies or sweaters
  • Wash brushes and combs
  • Clean your tub and bath with it. It does a great job getting rid of soap scum.
  • Use it as a spot cleaner on your clothes for spots like ring around the collar. If you think about it, shampoo is made to remove human body oil from hair so it works great on body oil on clothes.
  • You can use extra shampoo for cleaning woodwork, leather, carpet stains and almost anything you would use soap on.
  • Leftover shampoo is a great degreaser so it works really well in a kitchen
  • Shampoo works well on paint brushes, too!
  • Use it to shave your legs or as a body wash
  • Use it for bubble bath
  • Save shampoo for washing the dog
  • Shampoo makes a great soap to use to wash your car.



Lower Your Food Bill With Food You Family Will Love!

Would you like to serve food that will lower your grocery bill and your family will love to eat?

Click here to get the Dining On A Dime Cookbook, with tasty recipes and great tips to make your life easier and save you money!



The post Homemade Shampoo Recipe appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Sugared Peanuts

Sat, 10/11/2014 9:08 AM

These sugared peanuts are not just good eaten by the handfuls, but also sprinkled on ice cream or desserts. You can also put them in pretty bags and give as gifts.

Sugared Peanuts

1 cup sugar
1/2 cup water
2 cups raw shelled nuts (I have used regular peanuts in the can and they work fine too)

Dissolve sugar in water in a saucepan over medium heat. Add nuts and continue to cook, stirring frequently. Cook until nuts are coated and bottom of the pan is dry (not too dry) Spread over ungreased cookie sheet Bake at 300° about 30 minutes stirring every 5-10 minutes.  From Dining On A Dime

(adsbygoogle = window.adsbygoogle || []).push({});


photo by: fotoosvanrobin

The post Sugared Peanuts appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Easy Autumn Soup Recipe

Fri, 10/10/2014 8:49 AM
Easy Autumn Soup Crockpot Recipe

Barley is significantly under-used and is so good for you. This Autumn Soup Recipe is one of those soups you can toss into a pot and forget about it for the rest of the day. It is perfect if you are doing major outside work, like winterizing of your yard all day, spending the day doing major cleaning and organizing in the house or running errands. It is so nice to come home to a warm meal that’s all ready to go!

This would be great served with cornbread or some type of crusty bread for a complete meal.

Easy Autumn Soup Recipe

1 lb. ground turkey, browned
1 pkg. onion soup mix
2 cups sliced carrots
2 cups sliced zucchini
1 can (16 oz.) tomatoes
1 cup corn
1 teaspoon basil
2 oz. barley
water, to cover 
salt and pepper to taste

Place all ingredients in a slow cooker. Add water to cover the ingredients. Cover and cook on low 8 hours. Fills a 3 quart slow cooker.


(adsbygoogle = window.adsbygoogle || []).push({});

The post Easy Autumn Soup Recipe appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Garlic Fry Bread

Thu, 10/9/2014 5:07 PM

Garlic Fry Bread Recipe

Check out the twist that Going Reno put on our Fry Bread Recipe. Yum!

Garlic Fry Bread

Today Going Reno featured our Fry Bread from Dining On A Dime Cookbook. She added a twist that I can’t wait to try!

Run over to Going Reno to check it out!



(adsbygoogle = window.adsbygoogle || []).push({});

The post Garlic Fry Bread appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Baked Pork Chops Recipe And Peanut Butter Pizza

Thu, 10/9/2014 2:32 PM
Baked Pork Chops Recipe

This Baked Pork Chops Recipe makes an easy and delicious comfort food meal. You’ll also find an easy Peanut Butter Pizza Dessert that’s great for parties!

  • If you need menu ideas, check out your school lunch menus. (Tip from DD.)
  • Another place for good menu ideas is your favorite restaurant menu. They usually try to have eye and taste pleasing combinations when they serve their dishes.
  • I save and use the 8 oz. yogurt containers to make my own jello and pudding cups for my husband’s lunch. I also use them to pack fruit for him. I usually make 8 cups of jello at once because it saves a lot of  time. (From:Glenda S.)
  • When using a roll of cookie dough for a crust on a pizza pan, slice the dough and lay it all over the pan. Then press to cover the pan. This makes it a little easier to pat it out to the edges.


You could serve today’s menu with mashed potatoes. For gravy, use a can of turkey gravy. It goes nicely with the stuffing covered pork chops.


Baked Pork Chops
French Fries
Tossed Salad
Green Beans with bacon bits
Peanut Butter Pizza

(adsbygoogle = window.adsbygoogle || []).push({});
Baked Pork Chops

1 egg
2 Tbsp. water
6 pork chops
2 Tbsp. flour
1 1/2 cups herb seasoned stuffing mix, crushed

Beat egg and water together in a shallow bowl. Dip pork chops in egg mix, flour and stuffing and place on a baking sheet. Bake at 400 degrees for 20 minutes or until the pork chops are cooked through.


This recipe would be perfect for most holidays or parties. You could choose the color and type of candy based on the holiday you are celebrating.

Peanut Butter Pizza

1 roll sugar cookie dough
1/2 cup peanut butter
1/4 cup store bought or homemade vanilla frosting
1/4 cup each candy corn, peanuts, M&M’s or any combination

Press cookie dough on to a greased pizza pan. Bake at 350 degrees for 15 minutes. Upon removing from the oven, spread with peanut butter to within 1/2 inch of the cookie edge. Let cool.

Sprinkle on candies and nuts. Heat vanilla frosting in the microwave until it is runny and drizzle over everything. Cut into wedges. Makes 16 wedges.


(adsbygoogle = window.adsbygoogle || []).push({});

The post Baked Pork Chops Recipe And Peanut Butter Pizza appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

How We Got More Facebook Likes – From 15,000 to 300,000 in 7 months

Wed, 10/8/2014 1:14 PM

 How we grew our Facebook Like to 300K in 7 Months


How We Got More Facebook Likes – From 15,000 to 300,000 in 7 months

So I know this is totally off topic of but we have a lot of people who have asked us how we grew our Facebook page so fast so I am going to share it here. 

When I first started changing how I post on my Facebook page, it went from 15,000 to 100,000 facebook likes in just 35 days and I never paid for any advertising or asked for Comments, Facebook Likes or Shares.)

We spent four years getting 15,000 likes on our Facebook page, but it didn’t seem to be helping our business at all. To say I was frustrated was an understatement. I was even more frustrated to see that Facebook said only a handful of the people actually even saw anything I ever posted because they didn’t show my posts to everyone who liked our page. It finally got to the point where I just quit messing with my Facebook page because I figured if I had 10,000 people on there and only 4 people saw a post, what was the point in even posting anything? So for many months of that four years, I just didn’t do anything at all with our Living On A Dime Facebook page.

Then I decided to try again to figure out how to make Facebook work and was posting 1-2 times a day but still not making any headway. Then, one day, my husband sent me another person’s Facebook page because he thought it looked nice and I said, “That’s exactly what we should do!” I loved it and I knew if I liked it, then our readers would like it, too.

Of course, I messed around thinking about it and it was almost 2 months before I did anything with it. Once I did, all I could say was Wow! We went from 15,000 Facebook likes to 100,000 Facebook likes in just 39 days!!! Then we started getting 2,000-3,000 organic likes per DAY! I was just floored!!!

I NEVER Paid a Dime!

The best part was that I have never paid for any advertising.

I did not do Giveaways

I did not do Videos

I did not do Free e-books in exchange for click Like on our page

I did not add a LIKE US button

I did not ask questions

I did not advertise in our website newsletter

I did not put a link in my email

I did not do incentives

I did not do any specials or discounts on our products

Nothing– No gimmicks at all! I didn’t even ask any of my friends or acquaintances to Like it.

(adsbygoogle = window.adsbygoogle || []).push({});

So I know what you’re thinking. That’s great, but did all the new Facebook likes bring any more income to your website? Yes, it did bring more traffic, ad revenue and book sales to our site.

Honestly I had no idea what we were doing was anything that special until I started getting a lot of people asking me how we did it.  I was on a frugal bloggers group and was severely flogged for saying that changing the way I posted grew my Facebook page. They said it was just a fluke, that Facebook decided to just like us and sent our stuff virally. I have to say that at first that may have been what happened but 7 months later we are still growing by hundreds of Likes or more per day.


Living On A Dime Facebook Likes


We went from 15,000 likes to 100,000 in 35 days,

 115,000 Likes in 42 days

170,000 Likes in 60 days

300,000 in 7 months

After consulting with several people, it appears that a couple of our recipes went viral and then Facebook really liked that so they started sharing our page when someone would Like or Share our posts.  Then one day it just stopped. I mean literally we went from 2K-3K Likes per day to around 100 per day. Is that bad? Well yes and no. Yes, it was great while we were riding the roller coaster but it’s still not bad because even though we aren’t getting as many Likes per day we still have people talking about our posts every day.

One Million Facebook Likes

So what’s “the trick”, if you can call it that? Post content your readers want to see. Even though our site talks about saving money, we aren’t a deal site. I do think that it helps that our posts aren’t getting bogged down by a lot of deal posts. So our readers only see pure content, along with 3-5 posts about our books or sales per week. Those posts don’t do well at all so I don’t put them on frequently. Mostly, the Facebook traffic drives more traffic to our site.


How I Grew My Facebook Page

So I’m going to share what we did. Honestly, it’s so simple you’re going to ask, “Is that it?” Yes, I just did these few simple steps.

1) Post content. Post things your readers will actually use or like. Our readers love recipes so that’s what I mostly post.

2) Post all the content– Actual content, not just a link. When I post a recipe, I post the entire recipe. If the recipe is from our cookbook, I include a link to our cookbook below the title and then at the end of the post, I include the link to that recipe on our website. (See example Fry Bread Recipe below.)

Navajo Fry Bread Sample Facebook Post

You can see in this 90 Minute Roll recipe that we had over 4 million views and 141,000 shares! 

Facebook Likes, Comments, Shares And Reach

Here’s  another example of one of our recipe posts.

Facebook Likes Recipe Post And Reach Statistics


3) Upload the picture for the recipe to the Facebook post. Don’t just use the picture that automatically fills in when you paste the link. The actual uploaded picture looks much better. Another tip. Don’t use a generic gross picture like we did on the Texas Roadhouse Butter above. I had no idea this recipe would go viral. After it did we changed the picture to this. MUCH BETTER!!!

Texas Honey Butter Facebook Graphic


4) Post Recipes for desserts and breads. People love them and they really like to share those kinds of recipes.

5) Post jokes and funny pictures related to your niche. Life is hard and tiring. People want to laugh and, if they find funny things on your site, they will remember you and want to come back. I only post pictures or jokes that have the credit on them or if they don’t have the credit on them I put a link to the place I found them in the post.

How To Get More Facebook Likes Sample Humor Post
How Often To Post?

Here is our posting schedule now for each day. I use the Facebook scheduling feature, which allows you to set up posts to be published later and schedule several days to a weeks worth of posts all at once.

  • Two recipes from our Dining On A Dime Cookbook
  • One or two recipes from our website that are not in the book or recipes from another source
  • Two jokes- one morning, one night
  • One or two articles on other money saving ideas from our website.
  • One or two tips or comments about our life or things we do to save money.


I generally post at these times (US Mountain Time):

9:00 a.m. – Recipe – usually breakfast or lunch type from our website or books.

10:30 a.m. – Joke

11:00 a.m. – Tip or short recipe

12:00 p.m. – Main Dish Recipe (from Dining On A Dime)

1:00 p.m. – Side Dish

2:00 p.m. – Tip or article from our website or some comment on our daily life.

3:00 p.m. – Product ad or other item to sell.

4:00 p.m. – Dessert recipe- (From Dining On A Dime )

6:00 p.m. – Another recipe from our site or another source

7:00 p.m. – Joke to send everyone off to bed with a good laugh


I try to take something out of our books as much as possible with a link to our product.

I post our “best” recipes or the ones I think that will do the best between 4:00 and 6:00 p.m., which is our peak traffic time, when people check our page the most. If you have a Facebook Page, Facebook shows you statistics about how many people view your page and how much traffic you get at various times throughout the day. 

Right now I am trying to post a week’s worth of content at a time. It takes me about 2 hours to get around 50 posts loaded. That time also includes time I spend looking for stock photos for some recipes that don’t have pictures.

I also post some things as I go if something comes up that seems relevant to my group.

(adsbygoogle = window.adsbygoogle || []).push({});
Interacting With Fans

I don’t comment in response to every comment people make. If someone has a question, I try to answer if I can. On some posts that have a lot of comments, I just can’t keep up with all the questions so I will repost the link to the recipe on our website and have a Q & A where I answer the most frequently asked questions.

I deal with negative comments and trolls with the delete button. I try to catch as many as I can each day. I have no problem with people disagreeing nicely but if they are rude, just trying to argue or are being just downright mean and/or nasty, I hit delete. I don’t usually argue with people who are just trying to be difficult. Some people just like to argue for the sake of arguing. My motto is “the delete button is our friend.” 


That’s it. Really, that’s pretty much all we did. We have been in business for 15 years so we have a LOT of recipes and tips to choose from so that’s not really an issue for us.


Want to make some money using our recipes?


Increase Facebook Likes And Affiliate Income


Would you be interested in making some money using our recipes? We have a lot of recipes on our website and they make great content for Facebook Pages. People just love to share and try out our recipes.

The best part?? You can use an affiliate link from us and we will pay 50% commission on all our e-book and print book sales! In case you’re wondering, a few people have enjoyed our book over the years. We’ve sold over 300,000 copies of Dining On A Dime and with our 100% love it or send it back guarantee we’ve only had about 10 people take us up on that in all those years, so we know your readers will love it!

How can you do that? Sign up here to get your affiliate link.

Use a recipe from our site with a link and credit to our site. Then all you have to do is put From Dining On A Dime Cookbook (if the recipe is from there) in your post with your affiliate link.



SAmple Facebook Post with Affiliate Info


For recipes that aren’t in one of our books, you can put at the bottom: For more recipes like this be sure to check out the Dining On A Dime Cookbook linked with your affiliate link. If you have questions or trouble with the affiliate links, contact us using the contact link at the top of any page and we will be happy to help!

That’s it!


The post How We Got More Facebook Likes – From 15,000 to 300,000 in 7 months appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Easy Homemade Caramel Apples and Dip Recipes

Wed, 10/8/2014 9:07 AM


Easy Homemade Caramel Apples Recipe
Homemade Caramel Apples Recipe And Tips

I have to say that homemade caramel apples are probably among my top 3 favorite foods!  Mom used to make homemade caramel apples for us every Halloween, along with homemade chili. Gourmet foods like caramel apples look so good at the store and on TV, so it’s easy to imagine them being difficult, but they really are easy to make. (We include a delicious caramel apples recipe below.)

  • The trick that makes their caramel apples look so fancy is in the packaging. Just buy some clear cellophane bags at the hobby store or from your florist. Put your homemade caramel apples in the bags and tie with a pretty ribbon. An assortment looks wonderful in a basket lined with an orange or red napkin and a pretty Halloween or Christmas bow tied on top.
  • Sprinkles can be found at Walgreens for $1.00 a bottle on sale.
  • Look for Candy Bars on sale to use for melted chocolate after Halloween. Compare prices it might or might not be cheaper than the bagged candy melts.
  • Add 1 tsp. paraffin wax to 2 cups melted chocolate to make the chocolate shiny.
(adsbygoogle = window.adsbygoogle || []).push({});

Caramel apples like the ones in this caramel apples recipe sell for $6-$8 EACH on the home shopping channel. They look wonderful but they can be made fresher at home and for around .50-$1.00 each instead.

Homemade Caramel Apples Recipe

1 package caramels
2 Tbsp. water
powdered sugar
6 apples (Most people use Granny Smith Apples but they are too tart for me so I use Gala Apples.)

Stick a popsicle stick, handle end of spoon or a twig (washed, dried and wrapped in foil) in the end of the apple.

Sprinkle some powdered sugar on waxed paper to set the caramel apples on after they are dipped so they don’t stick.

Dip the apples in caramel and then roll in:

  • Crushed candy bar pieces
  • M&M’s
  • Mini chocolate chips
  • Flavored chips: peanut butter, white chocolate, dark chocolate, cherry, butterscotch
  • Nuts and then drizzle with melted chocolate of your choice
  • Crushed chocolate-covered toffee squares
  • Crushed milk chocolate-covered toffee coated almonds


Caramel Apple Bar

You can also make a caramel apple bar.

Put the caramels and water in a crockpot and let it melt before you party. Then lay out several dishes of candy, chocolate chips, M&M’s, etc.

Let each person dip his or her apples in the caramel and then roll them in the candies.

(adsbygoogle = window.adsbygoogle || []).push({});
Crockpot Caramel Apple Dip

Melt caramels and water in a crockpot. Then slice the apples and dip them into the caramel.


Caramel Apple Dip

8 oz. Cream Cheese, softened
1/2 cup Brown Sugar
1 Tbsp.Vanilla 

Mix everything together until well blended. Then dip apple slices into the dip and enjoy!


The post Easy Homemade Caramel Apples and Dip Recipes appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Halloween Ideas and Recipes – Slime, Pumpkin Cookies And More!

Tue, 10/7/2014 4:42 AM
 Halloween Ideas and Recipes - Toxic Aquarium Slime And Pumpkin Cookies Recipes

Try these easy kids Halloween recipes including Toxic Aquarium, Witch’s Brew, Slime, Face Paint and Pumpkin Cookies. They’re easy to make and lots of fun!

Halloween Ideas and Recipes – Halloween’s Murphy’s Law

Halloween has always been one of my favorite holidays. That isn’t surprising since I feel candy should be placed at the top of the food pyramid so, of course, when I was expecting with my first child I had wonderful visions of all the fun things we would do on Halloween. (Those thoughts ranked right up there with what color to paint the nursery.)

(adsbygoogle = window.adsbygoogle || []).push({});

With my first child, I spent hours hand sewing sequins on yards and yards of tulle envisioning how proud my fairy princess would be when everyone would say “my what a lovely costume your mom made you”. Instead she burst into tears and said she wanted to be a Smurf in a store bought costume like everyone else.

Then comes along child #2 who announces at 8:00 p.m. that he has to have 5 dozen cookies in the morning for his Halloween party. Piece of cake! Why, hadn’t I seen Martha whip out a dozen elaborately decorated pumpkin cookies in just 10 minutes that very morning? Ten hours later I add my last pumpkin nose and crawl into bed with visions of pumpkins cookies dancing in my head.

Of course, if you live in a drought ridden area, the last rule of Halloween “Murphy’s Law” is that when you put all of your Halloween decorations out, there is almost a 100% chance that it will not only rain but storm with 50 mile an hour winds. This works especially well if you hung out 20 cotton sheet ghosts and mistakenly forgot to use permanent markers for their faces – You thought you had problems when your mascara runs!

All joking aside, the kids and you can really have fun with some of these Halloween ideas from Dining On A Dime!



1/2 cup white glue
6 Tbsp. water
food coloring
1-4 tsp. Borax
1-4 Tbsp. water

Mix the glue, 6 tablespoons water and food coloring until it is dissolved. In a separate bowl, dissolve 1 teaspoon borax into 1 tablespoon water. Add to the glue solution. You will get a very thick clump of slime when the two mix. Pull the clump of slime out of the glue mixture and put it in a separate bowl. Mix another batch of the borax solution and add to the remaining glue mixture. Repeat until all the glue mixture is used (about 3-4 times). With clean hands, knead the slime to mix. This will take about 10 minutes and is not very difficult as the slime easily separates between your fingers. If a looser, more slimy texture is desired, knead in a bit more water. The more water you add, the slimier it gets. The slime does not leave a residue and does not get stuck on anything. Store in an airtight container. This can easily be doubled, tripled or quadrupled.

(adsbygoogle = window.adsbygoogle || []).push({});


Face Paint

1 tsp. corn starch
1/2 tsp. water
1/2 tsp. cold cream
food coloring

Mix all ingredients together in an old muffin pan and you are ready to paint. Repeat for each color.


Pumpkin Cookies

1/2 cup shortening
1 cup sugar
1 cup pumpkin
1 cup raisins
1/2 cup nuts
1 tsp. vanilla
1 tsp. soda
1 tsp. brown sugar
1 tsp. cinnamon
2 cups flour

Cream shortening, sugar and pumpkin in a bowl. Add the rest of the ingredients and mix well. Drop by small spoonfuls onto an ungreased cookie sheet. Brush tops with milk. Bake at 375° for 8 minutes. Top with frosting.


2 Tbsp. butter
1 1/4 cup powdered sugar
1/2 tsp. vanilla
4-5 tsp. milk

Melt butter and blend in powdered sugar. Add vanilla and 4 tsp. milk. Stir until well blended. Add one more teaspoon of milk if needed to make smooth.


halloween on a dime

Need more creative Halloween Ideas? Halloween On A Dime shows you practical and creative ways to make your own decorations, costumes, party games and more!Buy the Halloween On A Dime e-book now!


Witch’s Brew

6 cups grape juice (purple)
3 cups club soda halved
seedless grapes

Mix the grape juice and soda in a pitcher. Cut the apple into small chunks. Float the fruit in the brew just before serving; the grapes and apples will look like eyes and teeth. Make a swizzle broomstick from a straw and black paper cut into a fringe.


Orange Pumpkin

Make a treat for the kids in their lunch boxes by carving a jack-o-lantern out of an orange. Use a toothpick to score a jack-o-lantern face in an orange. Then gently remove the pieces. Be sure not to go so deep as to hit the pulp. Place a broken piece of pretzel in the top for a stem.


Toxic Aquarium

1 box each blue and orange gelatin (3 oz. each)
black licorice nips (as barrels)
gummy fish, skeletons and worms

Mix gelatins together according to the directions on the package. Float lifesavers, fish, skeletons and licorice in gelatin and let set 4 – 5 hours in the refrigerator.


photo by: vintagehalloweencollector

The post Halloween Ideas and Recipes – Slime, Pumpkin Cookies And More! appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Navajo Fry Bread Recipe

Tue, 10/7/2014 2:59 AM
Navajo Fry Bread Recipe
  Our family’s favorite! Looking for an easy and inexpensive fry bread recipe? You can make these traditional or quick fry bread by rolling out Grands biscuits. 

Navajo Fry Bread Recipe

4 1/2 cups flour
1/2 tsp. salt
2 tsp. baking powder
1 1/2 cups water
1/2 cup milk
oil for frying

Mix dry ingredients in a bowl. Stir in the water and milk. Knead several times. Roll out into 5-inch circles. Make a small hole in the center with your fingers. In a skillet, fry in several inches of hot oil at 375°. Dough will puff and bubble. Turn when golden brown. Drain on paper towels and serve hot for tacos or with honey. Serves 6.

Navajo Fry Bread Recipe – Quick and Easy Version

From: JO ANN G.

 I was in a rush this evening, so I thought I would use Grand biscuits, instead of making the version here. I just rolled them out with a rolling pin and put a small hole in the middle and followed the rest of the recipe. My family loves it! We also had
fried apples for dessert, and I crushed up some homemade (plain)granola bars on it. It was YUMMY!
Thank you so much for a wonderful site to explore new recipes and tips for living on a dime!

Lower Your Food Bill With Food You Family Will Love!

Would you like to serve food that will lower your grocery bill and your family will love to eat?

Click here to get the Dining On A Dime Cookbook, with tasty recipes and great tips to make your life easier and save you money!


(adsbygoogle = window.adsbygoogle || []).push({});

The post Navajo Fry Bread Recipe appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Homemade Sugar Scrub Recipes

Mon, 10/6/2014 9:07 AM
Homemade Sugar Scrub Recipes

These easy homemade sugar scrub recipes can be made with ingredients you already have at home! They make great gifts and are nice for a luxurious break! 

Homemade Sugar Scrub Recipes

If you have problems with dry hands, you have to try these homemade sugar scrub recipes! These are so simple to make and works wonderfully to relieve dry hands in the winter. They also make a great way to relax after a hectic day!

When you make these recipes, you can use salt in place of sugar if you prefer.

Basic Sugar Scrub Recipe

2 cups of sugar
1 cup of oil

Mix. I use canola oil because it is cheap but you could use olive oil, grapeseed oil, almond oil or baby oil. Just about any type will work.

You can use this mix unscented or you can add any of the scents you would like from below.


Cinnamon Vanilla Sugar Scrub Recipe

1 tsp. cinnamon
1 tsp. vanilla

Mix and add to sugar/oil mixture.


Pumpkin Pie

2 tsp. each cinnamon, nutmeg, ginger, cloves

Mix and add to sugar/oil mixture.


Peppermint Foot Scrub

1 tsp. peppermint extract or essential oil

Mix in with oil and add to sugar.

(adsbygoogle = window.adsbygoogle || []).push({});

Mocha Spice

1 Tbsp. ground coffee
1 Tbsp. cocoa powder
1 tsp. cinnamon
pinch each nutmeg and ginger

Mix the above ingredients in with the sugar in the basic recipe and then add the oil.



1 tsp. lemon extract OR lemon essential oil OR 1 Tbsp. lemon zest

Mix in oil and add to sugar.



5-6 drops of lavender essential oil

Add to oil and mix in sugar.


Baby Soft Scrub

2 cups of sugar
1 cup scented baby oil



I found a couple of really pretty ways to present these sugar scrub recipes. The ideas are really endless! Tawra


homemade sugar scrub recipe



sugar scrub gifts



sugar scrub recipes



homemade cinnamon vanilla sugar scrub

homemade lavender sugar scrub



For lots more “delicious” bath and body recipes like these, check out our Dining On A Dime Cookbook!

(adsbygoogle = window.adsbygoogle || []).push({});


The post Homemade Sugar Scrub Recipes appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Ninety Minute Rolls

Sat, 10/4/2014 3:12 PM
Ninety Minute Rolls Recipe

Our family’s favorite! Looking for an easy and inexpensive homemade dinner rolls that your family will love? You can make these Ninety Minute Rolls for less than $1.00 per batch.

Ninety Minute Rolls

2-2 1/2 cups all purpose flour
1/2 tsp. salt
2 Tbsp. sugar
1 pkg. or 1 Tbsp. yeast
1/2 cup milk
1/4 cup water
2 Tbsp. margarine

Mix 3/4 cup flour with sugar, yeast, and salt. Heat milk, water and margarine until very warm (120°-130°). Add to dry ingredients and beat 2 minutes on medium speed. Add 1/4 cup flour. Beat 2 minutes on high. Stir in enough flour to make a stiff dough. Knead 2-3 minutes. Place in greased bowl and let rise 15 minutes. Divide dough into 12 pieces and shape into balls. Place in 8-inch round cake pan. Let rise 15 minutes. Bake at 375° for 20-25 minutes.

To make cinnamon rolls: Roll dough out after rising the first time and spread with 2 tablespoons margarine. Combine 1 teaspoon cinnamon and 1/4 cup sugar and sprinkle on dough. Roll jelly-roll style and cut into 1 inch pieces. Place in pan and bake as usual.

For more quick and easy recipes like this 90 minute dinner rolls recipe, check out our Dining On A Dime Cookbook!


(adsbygoogle = window.adsbygoogle || []).push({});


The post Ninety Minute Rolls appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Quote of the Day – Grapefruit Kind of Day

Sat, 10/4/2014 10:41 AM


Today’s Quote Of The Day:

“Life is as unpredictable as a grapefruit squirt.”

Forget the lemons. It is grapefruit that scares the bejeebers out of me. : )

I am beyond tired today. To top things off I have received call after call from someone having to deal with this or that problem. 

Tawra even called and said “Okay what do you do when your car breaks down and you call a tow truck to tow it and the tow truck breaks down?”

This has been the type of thing I have been hearing all day. Nothing major, thank goodness, but just life’s little irritations, so when I saw this quote I had to burst out laughing and ask, ‘Is this not the truth?”

I’m not sure why it struck me as so funny but maybe I just needed a good laugh or maybe it’s because I love grapefruit but have always eaten them in a very scared and tense state because I never know when it is going to squirt and when it does it always hits me in the eye. :) :)


(adsbygoogle = window.adsbygoogle || []).push({});

photo by: xtheowl


The post Quote of the Day – Grapefruit Kind of Day appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Top headlines

ARC to honor 1956 championship team

Because the championship year of 1956 has never lost its glory in Richmond Academy football lore, the team will be honored Thursday at the third annual ARC Hall of Fame banquet, where 10 alumni ...
Search Augusta jobs