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Frugal Living, Money Saving Tips, Debt Free Living, Free Recipes
Updated: 25 min 57 sec ago

Maple Glazed Chicken Recipe

Mon, 9/22/2014 10:30 AM
Maple Glazed Chicken Recipe

This Maple Glazed Chicken Recipe makes a very tasty chicken dinner that is certain to please your family and friends!

Maple Glazed Chicken Recipe

1/4 cup maple syrup
4 tsp. lemon juice
1 Tbsp. butter or margarine
Salt and pepper (to taste)
4 pieces chicken

Preheat oven to 450 degrees. Mix maple syrup, lemon juice and butter together in a small saucepan. Simmer 5 minutes. Spray a baking dish and place chicken in it. Add salt and pepper to the chicken. Bake 10 minutes. Remove chicken from oven and pour on glaze. Bake 15 minutes more or until juices run clear.

This Maple Glazed Chicken recipe is from our Dining On A Dime Cookbook. For more quick and easy recipes your family will love, check it out here!


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Categories: Business

Lots More Sewing Ideas And Tips – Reusing What You Have

Mon, 9/22/2014 8:09 AM
Sewing Ideas And Tips

Here are some ways you can save money and supplies when sewing by reusing things you already have, along with general ideas to help you save time and money.

Sewing Ideas And Tips – Reusing What You Have
  • Use a dust ruffle for a valance.
  • Use flannel sheets for quilt backing or for batting.
  • Flip your rotary blade over in its cutter instead of replacing it. You can get twice as much use out of it.
  • Use old CD towers to store fat quarters.
  • Cut down cat litter boxes to store magazines or patterns in. You can paint them or cover in fabric.
  • Cut off the top of an old sock. Fold it down and slip on your wrist to use for a pin cushion.
  • Use wide tongue depressors to wrap with ribbon and store.
  • Necklace trees are great for hanging things like scissors, rotary cutter, tape measures.
  • Use a Pringles lid for pin cushion. Cut a magnetic business card or something similar to the size of a Pringles lid. Glue or tape (double sided) it to the inside (lip side up) of a Pringles lid.
  • Old hard suitcases make a great carry bag for sewing and crafting retreats.
  • Don’t have a small ruler handy? Then use an emery board to mark diagonal lines on small squares and such.
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General Sewing Ideas And Tips
  • Use magnetic strips everywhere in your sewing room to hold sewing supplies (except, of course, on your sewing machine if it is computerized).
  • How to get inexpensive blades (The last I checked they were 2 for $1.99 at Harbor Freight Store if you have one near you). Look in the section with carpet cutting tools. You may also want to check out other tool or hardware stores in their carpet cutting sections. I saved $5 per blade doing this. Same blades from the sewing store and they work great.
  • If you like magnetic bowls for pins, check out an auto supply store. They have the same thing there for holding nuts and bolts, but at half the price of sewing stores.


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Categories: Business

Just an Ordinary Day

Sat, 9/20/2014 8:50 AM
Family Time

Did you wake up to an ordinary day this morning? You know the kind I mean… the kind of day when the house looks like a bomb has blown up in it overnight, a day when the alarm didn’t go off so everyone is running late, the kids sent a glass of juice flying all over the kitchen and you can’t find the car keys.

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After you get everyone off to school and work still it doesn’t stop. The phone rings off the hook– A child calls from school because they forgot their lunch, you can’t figure out how to pay these bills, you dump a can of paint on the carpet and when dinner rolls around you don’t have half of the ingredients you need to cook it.

Years ago, I was having a very bad ordinary day. That same day I ran across a poem called Just an Ordinary Day. God has a way of “gently(?)” hitting me over the head with something like that. I wish I could remember the author to give her credit but I can’t.

She started the poem by describing an ordinary day like the one I described above but at the end of it she said “in times of war and famine and walking away from a loved ones grave, it is at times like these people cry out for and long for an ordinary day.”

How right she was. I know that in my own life that is true. How I have longed for a “normal, ordinary day” at times when my heart was hurt and broken. So now when I have a day with all of its ups and downs, I am so grateful that it was just an ordinary day.

There’s a verse from the Bible I love. Because many of us hear it so often it tends to lose it’s meaning but I want you to read the words and think about them. It is perfect for an ordinary day and at the end of the day we really should think of this verse:

Psalms 118:24 “This is the day that the Lord has made; let us rejoice and be glad in it.”

We need to put things in perspective and really dwell on our blessings more and our everyday “miseries” less.

Today I can say that verse and rejoice but there have been times when it was very hard for me to embrace it, so God gave me other verses to comfort me on my unordinary days. You may be in a situation where you are longing for an ordinary day so just cling to this verse:

Psalms 34:18 “The Lord is close to the brokenhearted and saves those who are crushed in spirit.”

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For some of you I know it hurts so badly that at times you can’t even pray but don’t panic or worry because God understood us enough to help us even at those times and told us to lift each other in prayer.

I love the story of the paralyzed man in Mark 2 where his four friends went to great lengths to lower him through the roof to bring him to Jesus for help. At times we are so emotionally and spiritually paralyzed that we can’t do anything for ourselves. This is why we have friends– for those times when we can’t help ourselves. This is why we are to pray for each other.

So many of you are praying for us and I want to thank you because you never know when the one you are praying for may be having an unordinary day and needs you to “lower” (lift) him to Jesus for “healing” at that moment.

May God bless you with an ordinary day today and tomorrow.



Photo By: Drew Coffman

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Categories: Business

Farm House Bread Recipe

Fri, 9/19/2014 12:10 PM


Farm House Bread Recipe

I tried this farm house bread recipe before we went wheat free.  It was really great! Hubby said it was the best homemade bread he had ever had. I don’t have a bread machine but I did knead it in my Kitchen Aid mixer. I just dissolved the yeast and sugar in the warm water, added the margarine and added everything else with the flour last.

We toasted it in the toaster for breakfast and it was delicious! Enjoy!



From Roxie:

I confess. I cheat. I use a bread machine to do the work for this farm house bread. I bake the bread in my oven in a regular loaf pan, usually while I am making something else for our supper. The bread machine does all of the mixing and the rising and I take the credit. This recipe makes very good rolls too. I have even used it for buns…

Everything should be at room temperature.

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Farm House Bread Recipe

1 egg
1 cup buttermilk
1/4 cup water
3 Tbsp. butter (margarine works fine)
1 1/2 tsp. salt
3 Tbsp. sugar
2 tsp. yeast
4 cups flour

Put the yeast in the bread machine first. Then add the liquids. Next, add the solid ingredients with the flour last. Push button and wait for a wonderful thing to happen. Dough forms.

After the first rise, remove the dough and form a loaf… Put it into a buttered pan and let rise again until double and bake at 375° for 25 minutes.

This makes the best toast. Honest! I like to make what my kids and husband calls skillet toast… Just butter the bread and toast it in a hot skillet…

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Update with Questions Answered About the Farm House Bread Recipe

Q. Can I leave it in the bread machine the entire time.
A. Yes, if your machine can hold that many cups of flour.

Q. Can use regular milk instead of buttermilk.
A. Yes, but buttermilk or sour milk tastes better. To sour milk add 1 Tbsp. vinegar to 1 cup of milk, let curdle and use.

Q. If I don’t have a bread machine how do I mix it.
A. With a hand, stand mixer or spoon. Just mix 1-2 cups of the flour first and beat for 2 minutes.  Then mix in the rest of the flour. Kneed by hand. Let rise. Punch down. Let rise.

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Categories: Business

Homemade Bath Salts, Wrinkle Creams, and Global Warming

Fri, 9/19/2014 8:42 AM
Wrinkle Creams, Bath Salts and Global Warming

 I often wish I could just sit back and go with the flow. I drive myself crazy at times wondering about and questioning things.


Here are some of the things I wonder about:

Wrinkle creams – They say, “This cream will get rid of 30% fine lines and wrinkles.” Well, what am I supposed to do with the other 70%? Even better still is when they say, “Our day cream will get rid of all of your wrinkles,” and then proceed to say ,”You also need to get our night cream to get rid of the wrinkles.” If the first cream got rid of the wrinkles, why would I need the second cream?

Bath Salts – You are supposed to use bath salts to keep you skin soft and young looking but, at the same time, for thousands of years people have used salt to dry food like beef jerky!!!

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Make Up - “This mineral foundation will cover everything.” So why do I have to buy primer to put under it and the concealer to go on top? You put the concealer under your eyes, around your nose, chin, cheeks and anything on your forehead. Whats the difference between that and good old-fashioned foundation? If the first stuff covers everything, why do I need the rest?

One Shoe – Why is there always only one shoe laying in the middle of the road when you see them? Doesn’t the person who lost it notice they are walking with only one shoe and if they were thrown out a car window why just throw out one? Very curious.

Temperatures – Why are you supposed to have a cool room to help you sleep at night but they make churches cold to help keep people awake during the service?

Global warming – Why do I always see articles and shows everywhere about global warming in August but I rarely hear it mentioned in January? Or better yet they say “Temperatures are reaching into to the 100′s.” As if it is some kind of important breaking news. Duhhhh. It is August in Kansas. It gets this hot every year.

Hummmm???? I wonder why????

In spite of what I said, :) if you still love your bath salts, here is a recipe for homemade bath salts from Dining on a Dime. It is one of many homemade beauty products included in Dining on a Dime.


Homemade Bath Salts Recipe

1/2 gal. Epsom salts*
1 cup baking soda
A few drops of food coloring
Vanilla, almond or peppermint extract or your favorite perfume.

Place all into a bowl. Mix well and pour int a pretty jar with a ribbon. Use 1/2 cup per bath.

*You can use the salt which is used for water softeners. It is less expensive if you are making several jars.


For lots more easy recipes for elegant all-natural homemade bath and beauty products, take a look at our Pretty for Pennies Frugal Bath and Beauty Guide!


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photo by: themeparkmom

The post Homemade Bath Salts, Wrinkle Creams, and Global Warming appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Save Money Dyeing Clothes and Fabrics

Thu, 9/18/2014 1:44 AM
Save Money Dyeing Clothes and Fabrics
Save Money Dyeing Clothes and Fabrics

I was checking out at Jo Ann Fabrics today. The woman in line with me looked at the box of dye I was holding and asked what is that and what do you use it for? I have talked about dye before but thought maybe some of our new readers need me to mention it again. I forget that many people don’t have a clue on how to use dye or even that the average person can use it. It is one of those things that is thought of as having strange magical powers and if you aren’t careful it might explode or, even worse, change your favorite red top to purple.

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Believe it or not, years ago when I was growing up the average home had a small collection of several different colors of dyes on the pantry shelf. It was used all of the time. In those days, people were more of the mind that you don’t throw anything out, so to make those red towels look nice in your purple bathroom, you would dye them to match. You wouldn’t dream of getting rid of them and buying more just to make everything match.

Now, if a pair of pants fade we just toss them or wear them faded. But it really doesn’t need to be that way. I bought myself a box of denim blue dye. I have 2 pairs of shorts and 2 pairs of jeans which are in perfect condition. They are just badly faded. I will dye them together with some faded navy socks and they will look like new. The next time I go, I will get a box of black dye and dye my black jeans, t-shirts and socks.

I figure if I can’t wear the item except around the house anyway what do I have to lose if I ruin it? …although it really is hard to ruin anything.

I also use dye with my fabric. If I have some really ugly fabric, I just toss it in with a color of dye or tea dye and usually come up with something really great.

If you need three yards of orange or green fabric for a Halloween costume but you only have three yards of white muslin, cream fabric or even an old sheet, just dye them orange and then make your costume. The dye is much cheaper than buying new fabric.

If you have some ugly brown fabric but need a black cape, dye the brown fabric black. Maybe you already have a brown cape but need a black one. Just dye the cape, dress or whatever you are using for a costume the color you need.

Dye is so easy to use. I would start simply so you can get used to working with the dye. You might try dyeing something like black socks and t-shirts, which you would probably throw out anyway because they are faded.

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Dye comes in liquid or powder form and they both work fine. I like them both equally as well. Follow the instructions on the package, which usually say to dissolve the dye, dump it in the machine with some salt, wash and dry. It is about as easy as doing a load of laundry. You can also hand dye things if you don’t have a machine.

If you are throwing those pants away because they are faded, try dyeing them and see what happens. Dye isn’t expensive. I use my Jo Ann Fabrics coupon and get it half price for about $1.25. You can get it at Wal-Mart and even some dollar stores or grocery stores.


Note: You can also mix the dye in a cup or two of water (depending on how dark you want it) and use it as a stain for wood things, like furniture. You don’t need to mix the liquid to use as a stain.

Photo By: WonderMike

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Categories: Business

Debt Free Living- Part 3 – Living On A Tight Budget

Tue, 9/16/2014 2:42 PM
Debt Free Living - Living On A Tight Budget

Most people have to deal with a tight budget at times. Here are some ideas about how to make living on a tight budget easier from part 3 of the Debt Free Living interview about Living On A Tight Budget.

Debt Free Living – Living On A Tight Budget

Hello everyone! If you’ve read Debt Free Living and Debt Free Living-God Provides, you know that I was recently interviewed about debt free living and how living without debt relates to my faith. Here is the final part, my answer to the top lessons I would give anyone who is dealing with a tight budget.


Interviewer: What are the top lessons you would give a family or even a single person who is living on a tight budget?

    • Stop spending.
    • Don’t think that using a credit card or getting a loan will make it better. Going into more debt will not help you get out of debt.
    • Get rid of your pride. You may have to shop at garage sales for a while. You may not be able to have your kids in sports and you might have to say no to friends when they want you to go to an expensive restaurant. Pride is a sin. God didn’t kick the angels out of heaven because they murdered someone or were doing drugs, drinking or smoking but for pride.
    • Stop worrying about what others think or whether or not you are making a good impression. We constantly tell our kids not to give in to peer pressure but we do it all the time. We Christians can be especially bad about worrying what other Christians are going to think of us. That is the same as when your kids worrying about their peers.
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  • Cut back on everything. You can save 50% on your grocery bill before you even go to the grocery store by simply exercising good portion control with your food. It is better for you, too. Go from a 30 minute shower to a 5 minute shower. Not only will you save on utilities, but your skin will thank you. I know people who have lost their jobs and are sponging off of relatives but yet they still get their kids cell phones. This is not cutting back on spending.
  • This should be number one: tithe. When others are panicking about their 401k’s or about what their stocks are doing, I don’t have a worry in the world. I have invested my money in Someone who has promised that no matter what happens in the world, including with finances, I and my children will be fed and taken care of. He has demonstrated His faithfulness over and over. To me, my tithe is the best savings a person can have.
  • The real test of a person’s character occurs during hard times. Keep your integrity, be responsible, be trustworthy and honorable whether your situation is your fault or not, whether it is fair or unfair. Proverbs 22:1 says “A good name is more desirable than great riches; to be esteemed is better than silver or gold.”

    I once received a notice of foreclosure on my house. I had 2 weeks to come up with $35,000 and I couldn’t sell my house. I didn’t have $35. I wasn’t sure what to do. If I lost my house, my kids and I would literally be out on the streets. After a few moments of panic, I prayed and God told me what to do. One of the first things I did was to call the banker and tell him I wanted to start up our old business, which I knew nothing about and had no money for supplies, no customers and a limited market.

    What loan officer do you think would say, “That’s great– forget the foreclosure and you don’t even need to make a payment until your business is up and running well”? None that I know of, but that is exactly what he said. We had banked there for a while and, because of that, he knew I always paid my bills (the foreclosure was because of my husband’s debts he incurred when we were separated). The loan officer said “Jill, I know you and trust you to pay so I’m not worried.”

    Everything God tells us to do is for a good reason and it is usually for our good. He wants us to have a good name because He knows at times when things hang in the balance, a person’s good name can tip the scale in the right direction.

  • Don’t decide you are going to change your ways and then expect God to suddenly produce a miracle and make all of your debt go away. God loves you, but He is also a just God. He expects you to pull your weight and if you spent 5 years carelessly spending, you may have to work extra long and hard for 5 years to get yourself out of your mess.

    It would be like telling my teenage son to clean his room. After a month goes by, he is out of clean clothes, can’t find anything and has been grounded by me for failing to do what I told him to do. He tells me how sorry he is, insists he’ll never do it again and repents all over the place, but he still has to clean his room, which is such a big mess it is going to take twice as much work.

    I forgive, but he is perfectly capable of cleaning it himself, so he has to clean up his own mess.

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Here’s something to think about:

In Matthew 6:24, the Bible says “No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and Money.” We always think that this verse relates to having lots or money, that it only concerns the wealthy or those seeking wealth, but it can pertain to the poor and those in debt, too.

Be careful. What controls your waking thoughts? God or money? What do you seek after more? God or a way to pay your debts? What do you talk about more with your family? God or how the bills are piling up “in these hard economic times“? Do you spend all of your money eating out, playing a game of golf, buying your kids sports uniforms and dance lessons and having your nails done or do you first tithe?

I have found most people give their money to whoever or whatever has their heart and soul. I don’t say these things to condemn you but to get you thinking, “Do I have things mixed up? Can I do something differently? Do I need to change something, even if it is something small?”

We guard our families in so many areas. Don’t let Satan sneak in the back door with this and destroy you, your family and your testimony.

Read Part 1 – Debt Free Living

Read part 2- Debt Free Living-God Provides

photo by: swimparallel

The post Debt Free Living- Part 3 – Living On A Tight Budget appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Last Chance – 50% Off Print Book Sale Ends TODAY!

Mon, 9/15/2014 10:15 PM


Crash Boom Bang Sale!

Dear Readers,

I wanted to let you know that Living On A Dime’s “Crash Boom Bang!” 50% Off Print Book Sale ends TODAY! If you want to take advantage of these deals, you’ll have to get them today!

This sale includes our Dining On A Dime cookbook, full of quick and easy money saving recipes along with some of our other most popular books for up to 50% Off along with a free bonus – the Saving With Kids e-book collection, free with every order.

Go check out the sale here!


Here’s what one reader said about receiving Dining On A Dime as a gift:

“My mother gave me a copy of ‘Dining on a Dime’ for Christmas last year. In addition to lots of great recipe ideas, I found all kinds of helpful household tips, and have put many of them to use! I really like the cleaning information, and my husband especially complimented the Shepherd’s Pie recipe.”

“I no longer dread dinner prep because I have a general menu plan and a well-stocked pantry. The reduced stress in this task alone is really wonderful! THANK YOU for putting all this knowledge out there, it’s really helped our family. I’m letting all my friends and family know how great I think your suggestions are!”

-Christy in Kansas


The Dining On A Dime Cookbook will help you prepare quick and easy recipes made with simple ingredients your family will love that will ALSO save you money! (Without cutting coupons!)Dining On A Dime Cookbook

It’s a treasure trove of recipes and tips designed to make your life easier by guiding you through cooking quick and easy meals at home! Dining On A Dime will not only teach you valuable money management and cooking skills, but will also save you a lot of money and give you lots of laughs while you do it!

When you take advantage of “Crash Boom Bang!” 50% Off Book Sale by TONIGHT AT MIDNIGHT, you’ll get up to 50% Off Dining On A Dime print books AND get some great Free Bonuses!

Go here right now and see the terrific deals for yourself!



P.S. Don’t forget– Time is short! These special deals are only good until TONIGHT at MIDNIGHT, so don’t delay! Go check out this wonderful offer NOW!


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Categories: Business

Easy Zucchini Recipes

Mon, 9/15/2014 8:59 AM
easy zucchini recipes
Easy Zucchini Recipes

A Zillion Zucchini?
by Tawra Kellam

So you have few zucchini left, huh? You’ve given bushel baskets full to all your friends and family. You’ve set buckets on the corner with a free sign. You’ve left anonymous “midnight zucchini deliveries” at all of your neighbor’s houses and they still aren’t gone. Now what do you do?

Here are a few ideas about how to use that leftover garden zucchini along with a bunch of easy zucchini recipes that will help you make lots of delicious dishes from this very prolific garden plant!.

Eazy Zucchini Tips:
  • Zucchini can easily be frozen for the winter. Simply shred and bag into 1 – 2 cup servings. Use in breads, cakes or meat loaves
  • Substitute shredded zucchini for half of the ground beef in Mexican recipes, spaghetti sauces, meat loaves or meatballs.
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Easy Zucchini Recipes:

Here are some easy zucchini recipes that are a delicious way to give a lot of variety to your meals!

Zucchini Saute

1 lb. small zucchini
1 Tbsp. olive oil
1 onion, cut thin
1 clove garlic, chopped
1/4 tsp. thyme
salt and pepper to taste

Sauté zucchini in olive oil for 3 minutes. Remove from heat and add onion and garlic. Sauté 2 minutes. Add Zucchini to skillet and season with salt, pepper and thyme. Serve Warm.


Chicken Cacciatore

2-3 lbs. chicken pieces
2 Tbsp. olive oil
2 cans (14 oz.) stewed tomatoes
2 cups mushrooms, sliced
1 cup zucchini, sliced
1 tsp. fresh basil, crushed or 1/4 tsp dried basil
salt and pepper, to taste
4 cups pasta, cooked

Brown chicken in oil, 10 minutes, turning occasionally; drain. Add the rest of the ingredients except pasta. Cover and simmer 25 minutes. Serve over pasta


Zucchini Cake

2 cups flour
1 tsp. salt
2 cups zucchini, grated
1 1/4 cups sugar
1 1/4 tsp. baking soda
1 tsp. cloves, ground
1 tsp. nutmeg, ground
1 tsp. cinnamon, ground
1/2 cup vegetable oil
1/3 cup water
1 tsp. vanilla
3 eggs

Preheat oven to 350°. Mix all the ingredients in a bowl and beat on low for 1 minute, scraping bowl constantly. Beat on medium for 2 minutes, scraping bowl occasionally. Pour into a greased 9×13 inch pan. Bake for about 45 minutes. Serves 18.

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Easy Fried Zucchini Recipe

zucchini, sliced or cut into sticks
1 egg, beaten
1/2 cup milk cracker crumbs
vegetable oil for frying
salt and pepper

Wash all the vegetables. Slice the zucchini, onions and squash into thin slices. Put some flour in a bowl. Put egg and milk in another bowl and mix. Place crackers crumbs into a bowl. Put the vegetable oil in a deep saucepan or fry pan and heat to 375° or until a few crumbs of cracker fry quickly. Dip vegetables into flour, then egg mixture, then cracker crumbs and fry until golden. Drain on paper towels. Salt and pepper to taste and serve hot with ranch dressing.

For more quick and easy recipes like these easy zucchini recipes, check out our Dining On A Dime Cookbook.


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Categories: Business

Picking up Toys

Sat, 9/13/2014 3:08 PM


Picking up Toys

From: Kay C

Cleaning tip – The most helpful thing I was told was when my kids were little and toys would get everywhere – Just use a grass rake to gather them all to one spot to be put away. It will bring in the smallest lego from under the TV cabinet and is easy to store with your brooms – hours saved each week!!


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I did this very thing with the broom the other day and it worked great! With a toddler running around destroying everything and since I’m sick, I just can’t keep up. One thing we do is divide rooms. Each evening I say, “BJ, you pick up the living room AND PUT EVERYTHING WHERE IT BELONGS. Elly, pick up the Dining Room and Hallway, David, pick up the kitchen”. Then we rotate each day. This way, everyone can help and I don’t break my back cleaning up their mess. 

The trick is to say “put everything where it belongs.” Otherwise, they will just dump everything in one spot in the room. 

Another idea is to say, “Everyone pick up 20 things and put them where they belong” or “Everyone will pick up for 5 minutes.” The last one never worked for us because they would just stand around saying “I’m done” when it hadn’t been picked up (just waiting for the time to pass) so we moved to the “each one doing a room” routine, which seems to work much better. 


One thing that always helped me was staying on top of the picking up. Each morning, the kids had to leave their rooms picked up before they left for school. Each evening, the different rooms were picked up before bed and if things seemed to be getting out of control during the day we would have a pick up time. At other times, like if we were going someplace, things had to be picked up before we left.

Make it easy for the kids to put their toys away and have a good place to store them. As an adult, I get frustrated trying to smash something into a closet or shelf if it is full and messy. Can you imagine what a child feels like?

Also like Tawra said when dealing with children you have to be very specific in everything whether picking up things, eating and everything in between. If you tell a child “Eat your beans” trust me they will eat one and then say they did what you told them to do where what you really meant was for them to eat all of their beans. The little stinkers. Don’t we love them anyway. :) 


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photo by: beeep

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Categories: Business

Homemade Rice Cereal Recipe

Fri, 9/12/2014 1:05 PM
Rice Cereal Recipe
Rice Cereal Recipe

2 cups leftover cooked rice
2 cups milk
½ tsp. cinnamon
1 tsp. butter or margarine
2 Tbsp. sugar

Combine all the ingredients in a saucepan. Cook on medium heat until warmed but not boiling. You can adjust the cinnamon and sugar to your taste. This can also be microwaved very easily. Serves 4.

From: The Dining On A Dime Cookbook. For more easy recipes like this, check out Dining On A Dime here!


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Categories: Business

Saving Seeds

Fri, 9/12/2014 1:01 PM
Save Money Harvesting Your Own Seeds

From: Christy

When you grow marigolds in your garden, make sure to break off the blossoms after they die off and save them in an empty coffee can. Cover it with a plastic lid with holes punched in it. The dead blossoms will continue to dry up and, the following season, you won’t have to buy marigold seeds or marigold plants. In the spring just take your supply of dried up marigold blossoms to the garden area where you want them to grow and simply rotate the dead blossoms between your fingers until they flake apart. Then just lightly cover the area with fine garden soil, water and watch your free marigold plants emerge.


Note from Jill:

You can do this with zinnias and other flowers too. A word of warning, though– Marigolds are beyond hearty and will often come up the next year without reseeding. Ask me how I know this as I pull up yet another marigold plant. ;-)

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Photo By: Alan Levine

The post Saving Seeds appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Bacon Cheese Meatloaf Recipe, Mom’s Sweet Muffins and More!

Thu, 9/11/2014 1:09 PM
Bacon Cheese Meatloaf Recipe

This Bacon Cheese Meatloaf Recipe is a super yummy recipe that everyone will love! You’ll also get tasty recipes for Texas Potatoes and Mom’s Sweet Muffins!

  • If your cutting board slides around while using it, place a damp dishrag or towel under it to prevent sliding.
  • Using a bowl to put your trash in while cooking is nice but an even easier idea is to lay a plastic grocery bag opened up and flatten by your work area instead. This way, you can close and tie up the bag when you are done and either put it in the trash or compost pile. With a bowl, you have to carefully try to dump it all in the trash when you are done, sometimes causing stuff to spill. You also have a dirty bowl to wash. Using the bag, I don’t feel like I have to worry about dumping it right away because it is sealed and won’t attract flies or gnats and it won’t smell.
  • Slightly frozen meat cuts much easier than fully thawed meat.

Bacon Cheese Meatloaf*
Texas Potatoes*
Peas and Carrots
Mom’s Sweet Muffins*
Orange Ambrosia*


Recipes: Bacon Cheese Meatloaf Recipe

1 egg
1/4 cup evaporated milk
1 1/2 cups swiss cheese, grated
1 cup bacon, cooked and crumbled (about 10 slices)
1/2 cup soft bread crumbs (leftover dinner rolls are especially good)
1/2 tsp. garlic powder
1/2 tsp. onion powder
1 1/2 lbs. ground beef

Combine everything except for 1/2 cup of the swiss cheese and 1/4 cup of the bacon. Mix well and shape into a loaf. Place in a greased loaf pan or baking dish.

Bake uncovered at 350 degrees for 1 hour until meat is no longer pink or a thermometer is at 160 degrees.

Drain. Sprinkle with the remaining cheese and bacon and bake 5 minutes longer or until cheese is melted. Let stand for 10 minutes before slicing.

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Texas Potatoes

1 can cream of chicken soup
8 oz. sour cream
1/2 cup milk
2 Tbsp. margarine, melted
1 cup cheddar cheese
1 lb. frozen hash browns

Combine everything. Place in a greased casserole dish. Bake at 350 degrees for 1 hour.


Mom’s Sweet Muffins

1 egg
1/2 cup buttermilk
1/4 cup vegetable oil
1/2 cup sugar
1 1/2 tsp. baking powder
1/2 tsp. salt
1/2 tsp. soda
1 1/2 cups flour

Mix all ingredients in a bowl. The batter will be slightly lumpy. Place 2/3 full in greased muffin tins or muffin tins lined with papers. Bake at 400 degrees for 15-20 minutes. Makes 1 dozen.


Orange Ambrosia

1/3 cup granola cereal (without raisins)
1/3 cup coconut
1/3 cup walnuts, chopped
1 banana, sliced
4 (6 oz.) cartons orange yogurt
1 can (11 oz.) mandarin oranges, drained.

Mix cereal, nuts, and coconut. In bowls or parfait glasses, layer 1/2 container yogurt, fruit and 2 Tbsp. of cereal mix for each bowl. Layer again and garnish with oranges. Serve immediately. Serves 4.


For more quick and easy recipes like this Bacon Cheese Meatloaf Recipe, check out our Dining On A Dime Cookbook.


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The post Bacon Cheese Meatloaf Recipe, Mom’s Sweet Muffins and More! appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Heavenly Hash Chocolate Cake Recipe And Turtle Cake

Wed, 9/10/2014 9:20 AM
Heavenly Hash Chocolate Cake Recipe

These two easy cake recipes including Heavenly Hash Chocolate Cake Recipe And a Turtle Cake make decadent chocolate desserts that are rich and delicious!

Two Yummy Chocolate Cake Recipes!

I can never get enough chocolate. I wish I could have it directly pumped into my veins but then I guess I would not have the wonderful pleasure of tasting it then would I? : ) This first recipe is one I got almost 45 years ago when I was living in the wonderful state of Texas. (I had to say that for my son in law.) They don’t do anything by half measures in that state and this recipe is a good example with all the extra gooey yummy stuff in it. There sure are some great cooks there. Be forewarned: This is a very rich dessert. It can be used as a cake or brownie.

Heavenly Hash Chocolate Cake Recipe

1 cup (2 sticks) margarine
2 cups sugar
4 eggs
4 Tbsp. baking cocoa
1 1/2 cups flour
1 pkg. mini marshmallows

Cream the margarine and sugar. Add eggs, cocoa, flour and nuts. Bake at 350 degrees for 20-30 minutes. While it is baking, mix up the frosting below. When the cake is done, remove it from the oven and immediately cover it with marshmallows so they will melt slightly. Then top with frosting right away.


1/2 cup (1 stick) butter, softened
3-4 cups powdered sugar
4 Tbsp. baking cocoa
Pinch of salt (optional)
8 Tbsp. evaporated milk (You can use regular milk.)

Cream the butter. Add the remaining ingredients in order. If the frosting is too stiff, add more milk. If it is too soft, add more powdered sugar.

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This recipe is one my mom has used for many many years. At a certain period in time, everyone was using German chocolate cakes for everything and this comes from that period.

Turtle Cake Recipe

1 regular box German chocolate cake mix plus the ingredients on the back of the package
3/4 cup butter, melted
1 – 14 oz bag Kraft caramels
1/2 cup evaporated milk
1 cup nuts
1 cup chocolate chips

Preheat the oven to 375 degrees. Prepare cake mix as directed on the package. Add the 3/4 cup butter to it. Pour half of the batter into a greased 9×13 pan. Bake for 10 minutes. While it is baking, melt the caramels and milk together. Take the cake out of the oven. Pour the caramel mix over the cake, sprinkle with nuts and chocolate chips and pour the remaining batter over it all. Bake 25-30 minutes more.


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The post Heavenly Hash Chocolate Cake Recipe And Turtle Cake appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

Homemade Cinnamon Rolls Recipes and Ideas

Tue, 9/9/2014 2:24 PM
Homemade Cinnamon Rolls Recipes
Homemade Cinnamon Rolls Recipes

It is so amazing to me how each season has its own special scents and fall is one of my favorites because it comes with the smell of cinnamon from  apple pies, pumpkin pies and the ultimate– cinnamon rolls.

Don’t be afraid of making your own cinnamon rolls. The cinnamon rolls recipe and tips below will make it so easy you can have fresh cinnamon rolls for breakfast any time or for special occasions. Can you imagine how special you will make any morning for guests or family when they wake up to the delicious smell of cinnamon rolls?

These tips can be used to make your favorite cinnamon rolls recipe taste like the ones people pay big money for at the mall. If you don’t have a favorite cinnamon rolls recipe, we have included some for you below.

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Cinnamon Roll Tips:
  • Add 1/2 pkg. of vanilla pudding to your dry ingredients for each 4 cups of flour you use.
  • Place a piece of greased waxed paper on bottom of your baking pan so the cinnamon rolls don’t stick.
  • Don’t leave the cinnamon rolls in the pan after baking. As soon as you pull them out of the oven, flip them upside down on a plate, platter or cookie sheet. That way, all the gooey juicy filling that has run to the bottom of the pan while baking will seep back into the rolls.
  • Use one of those square metal pastry cutters to cut your cinnamon rolls. It slices through the dough perfectly with one quick slice. It works faster than a pizza cutter or dental floss.
  • When spreading on the filling, which normally is a mixture of butter, cinnamon and sugar, don’t forget you can add other things like nuts, raisins and other dried fruit, and jelly or jam. Use raspberry, strawberry or any flavor of jelly or jam you like.
  • Freeze the cinnamon rolls individually. After the dough is sliced into rolls, separate and lay the rolls on a greased cookie sheet. When frozen, place them in a plastic bag or container. Then you can take out as many as you want to use the night before and place them in the pan you will use to  bake them. Then, in the morning, just pop them in the oven and bake at 350 – 375 degrees. Don’t preheat the oven. This helps them rise perfectly.
  • Make your usual batch of frosting and freeze in dollops on a cookie sheet. Then place them in a plastic bag. When you’re ready to use the frosting, place one on each roll when it is warm from the oven.
  • Add 3 oz. of softened cream cheese to canned or homemade frosting for the taste of cinnamon rolls from the mall.
Here are two of my favorite cinnamon rolls recipes:

This first cinnamon rolls recipe is from our Dining on a Dime Cookbook. It makes a small batch but it is easy to double. I usually double it and make a few dinner rolls for supper. Then, I roll out the rest and make into cinnamon rolls for breakfast. This is the easiest and fastest yeast roll I know of.

Ninety Minute Rolls

2 1/2 cups flour
1/2 tsp. salt
2 Tbsp. sugar
1 pkg. or 1 Tbsp. yeast
1/2 cup milk
1/4 cup water
2 Tbsp. margarine

Mix 3/4 cup flour, sugar, yeast, and salt. Heat milk, water and margarine until very warm (120-130 degrees). Add to dry ingredients and beat 2 minutes on medium speed. Add 1/4 cup flour. Beat 2 minutes on high. Stir in enough flour to make a stiff dough. Knead 2-3 minutes. Divide dough into 12 pieces and shape into balls. Place in 8 inch round cake pan. Let rise 15 minutes. Bake at 375 degrees for 20-25 minutes. Makes 12 rolls.

For Cinnamon Rolls

Take the above dough and instead of forming balls roll into a rectangle (about 1/4 or a little more thick). Spread with softened butter or margarine then sprinkle with about 1/4 cup sugar and 1 tsp. cinnamon. Roll jelly roll style and cut into rolls. Place in an 8-9 inch pan and bake as above.

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Gertie’s Cinnamon Rolls Recipe

This is a great recipe where you can bake one pan today and put the other pan in the freezer for another time. This is my favorite recipe and the one I usually go to when making rolls.

1 pkg. or 1 Tbsp yeast
1/2 cup sugar, white or brown
1 tsp. salt
1 cup water, warmed (110 degrees F/45 degrees C) or very warm to touch
1 cup milk
6 Tbsp. margarine
3 eggs
7 cups flour


2 Tbsp. margarine, softened
1/2 cup brown sugar
1 Tbsp. cinnamon

Have all ingredients at room temperature. Grease 2 – 9×13 pans or 4 – 9 in. baking pans. In large bowl dissolve yeast and 1 Tbsp. of the sugar in the water; set aside. Heat milk and margarine enough to slightly melt margarine when cooled add eggs. Add 2 cups of flour to yeast mix and beat until smooth. Next add milk mix, salt and rest of flour. Knead until smooth, about 5 minutes. Place in greased bowl until double, about 40 minutes. Roll out into 2 – 18x 10 rectangles, spread with filling, roll up jelly roll fashion, cut and place in pans. Let rise until double again. Bake 350 degrees (190 c) for 20-25 minutes. Frost.


1 (3oz) cream cheese, softened
1/4 (1/2 stick) butter, softened
1 1/2 cups powdered sugar
1/2 tsp. vanilla
1/8 tsp. salt

Beat all together.


Caramel or Sticky Bun Topping

You can take any cinnamon roll recipe and turn it into sticky bun with this recipe below.

1 cup brown sugar
1/3 cup butter
1/3 cup heavy cream

Melt (don’t boil) together. Pour into bottom of 1 – 9×13 pan. Place cut rolls on top then do their last rising. Bake as called for on recipe.

I love the above recipe but I often don’t have heavy cream on hand plus it can get expensive so here is another recipe that works great too and you will probably have everything on hand.

Caramel Sauce

1/2 cup brown sugar
1/3 cup butter
1/2 cup vanilla ice cream

Cook until thick and bubbly. Pour into pan; add cinnamon rolls. Bake as usual


For more easy recipes like these homemade cinnamon rolls recipes, check out our Dining On A Dime Cookbook!

The post Homemade Cinnamon Rolls Recipes and Ideas appeared first on Save Money And Get Out Of Debt - Living on a Dime.

Categories: Business

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